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BayCom Corp

BCML | US

28.82

USD

0.17

0.59%

BCML | US

About BayCom Corp

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

20/03/2026

Close

28.82

Open

28.42

High

29.30

Low

28.24

BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses service professionals and individuals. The company provides demand savings money market and time deposit accounts. It also offers commercial and multifamily real estate loans including owner-occupied and investor real estate loans; commercial and industrial loans such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans unsecured and secured personal lines of credit and overdraft protection. In addition the company provides online and mobile banking automated teller machine remote deposit capture night depository courier direct deposit treasury management wire transfer automated clearing house debit cards cashier's and travelers checks letters of credit lockbox positive pay reverse positive pay and account reconciliation services as well as zero balance accounts and sweep accounts including loan sweep. It operates through a network of full-service banking branches in Northern and Southern California; Denver Colorado; Custer Delta and Grand counties Colorado; and Seattle Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek California.

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BCML | US

Risk
19.9
Sharpe
0.40
Luna's Score
67/100
Recommendation
Buy

Luna says (BCML | US)

What's Working

Strength based on increasing price with high volume

Low 6-Month Volatility (<30%)

High Current Volume and Positive 1-Day Return

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

Smallcap (300M - 2B USD)

Declining Revenue (< 0%)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

10 days

13.5%

1 month

19.9%

3 months

24.0%

6 months

26.6%

Returns

Fundamental Ratios

PE

11.67

Fwd. PE

11.83

Price to book

0.85

Debt to equity

0.27

Debt to assets

0.03

Ent. to EBITDA

-

Ent. to rev.

3.60

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

321.52M

MarketCap(USD)

321.52M

Div. yield

1.63

Op. margin

34.03

Erngs. growth

-3.60

Rev. growth

-5.50

Ret. on equity

7.60

Short ratio

2.21

Short perc.

0.42

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

1.65

Range1M

3.05

Range3M

5.02

Volumes: Market Activity

Rel. volume

2.98

Price X volume

2.35M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Waterstone Financial IncWSBFSavings & Cooperative Banks17.8346.34M-0.22%23.52197.29%
Civista Bancshares IncCIVBBanks - Regional - US21.85343.84M-1.18%8.60164.13%
Farmers & Merchants Bancorp IncFMAOBanks - Regional - US25.01342.13M0.04%18.03101.68%
Colony Bankcorp IncCBANBanks - Regional - US19.03334.74M-1.91%12.34101.23%
Citizens & Northern CorporationCZNCBanks - Regional - US21.68333.71M-0.14%13.4292.00%
Parke Bancorp IncPKBKBanks - Regional - US27.41328.30M-0.40%9.0874.52%
MVB Financial CorpMVBFBanks - Regional - US24.72319.58M0.16%13.1230.10%
Timberland Bancorp IncTSBKSavings & Cooperative Banks38.19304.22M-0.70%10.138.97%
The First Bancorp IncFNLCBanks - Regional - US26.88299.55M-0.92%11.6194.26%
FS Bancorp IncFSBWBanks - Regional - US37.04286.98M-1.75%9.7983.60%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
AMC Networks IncAMCXMedia - Diversified6.81300.31M2.56%6.32236.34%
ACCO Brands CorporationACCOBuilding Products & Equipment2.87274.94M-2.55%n/a174.23%
CPI Card Group IncPMTSBuilding Products & Equipment13.18147.06M-5.59%15.61-621.78%
Cosmos Group Holdings IncCOSGMedia - Diversified0.051116.94M-17.87%n/a-91.95%
Kewaunee Scientific CorporationKEQUBuilding Products & Equipment34.197.93M-0.15%5.1619.82%
Virco Mfg. CorporationVIRCBuilding Products & Equipment5.9196.27M0.08%9.0939.79%
Reading International IncRDIBMedia - Diversified862.76M-25.23%n/a4054.78%
ILAGILAGBuilding Products & Equipment2.3542.44M8.90%n/a5.48%
Reading International IncRDIMedia - Diversified1.1733.03M1.74%n/a4054.78%
Antelope Enterprise Holdings LimitedAEHLBuilding Products & Equipment1.5823.09M-4.82%0.0316.03%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue3.60-Cheaper
PE Ratio11.6718.44Cheaper
Price to Book0.853,795.44Cheaper
Dividend Yield1.63-Poor
Std. Deviation (3M)23.98-Lower Risk
Debt to Equity0.270.66Cheaper
Debt to Assets0.030.08Cheaper
Market Cap321.52M-Emerging
  • 1

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