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Civista Bancshares Inc
CIVB | US
21.85
USD-0.26
-1.18%
CIVB | US
About Civista Bancshares Inc
Sector
Financial Services
Industry
Banks - Regional - US
Earnings date
30/06/2024
As of date
20/03/2026
Close
21.85
Open
22.11
High
22.16
Low
21.70
Civista Bancshares Inc. operates as the financial holding company for Civista Bank that provides community banking services. It collects a range of customer deposits; and offers commercial and agriculture commercial and residential real estate farm real estate real estate construction consumer and other loans as well as letters of credit. The company also purchases equity securities; and provides trust and third-party insurance services. It operates in North Central West Central South Western Ohio South Eastern Indiana and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares Inc. in May 2015. Civista Bancshares Inc. was founded in 1884 and is headquartered in Sandusky Ohio.
View LessCIVB | US
Risk
20.8
Sharpe
0.26
Luna's Score
40/100
Recommendation
Sell
Luna says (CIVB | US)
What's Working
Low 6-Month Volatility (<30%)
Good Dividend Yield (2% <= Dividend Yield <= 8%)
Low Market Beta (-0.4 to 0.8)
Low Debt to Asset (< 0.2)
Value Stock (Price to Book < 3)
What's not Working
Negative Momentum (Declining Price)
Weakness based on declining price with high volume
Price Below SMA10D
High Current Volume and Negative 1-Day Return
Smallcap (300M - 2B USD)
High Debt to Equity (> 0.75)
Declining Revenue (< 0%)
Weak Sharpe Ratio (< 0.3)
Volatility Signals
Bearish: Increased Volatility (6-month > 1-month volatility)
Risk Meter
10 days
14.7%1 month
20.8%3 months
26.3%6 months
26.4%Returns
Fundamental Ratios
PE
8.60
Fwd. PE
9.75
Price to book
0.78
Debt to equity
1.64
Debt to assets
0.15
Ent. to EBITDA
-
Ent. to rev.
5.98
PEG
1.93
Other Fundamentals
EBITDA
-
MarketCap
343.84M
MarketCap(USD)
343.84M
Div. yield
3.46
Op. margin
24.56
Erngs. growth
-29.40
Rev. growth
-6.90
Ret. on equity
9.25
Short ratio
3.53
Short perc.
1.08
Market Sentiment (SMA and Price signals)
Short-term: Bearish (SMA10D < SMA1M)
Intermediate-term: Bearish (SMA1M < SMA3M)
Long-term: Bullish (SMA6M > SMA12M)
SMAs: Stock Price Trends
Range10D
1.59
Range1M
3.18
Range3M
3.80
Volumes: Market Activity
Rel. volume
3.04
Price X volume
6.24M
Peers
Diversifiers
Industry Comparison
| Parameter | Company | Industry | Indicator |
|---|---|---|---|
| Enterprise to EBITDA | - | - | - |
| Ent. to Revenue | 5.98 | - | Cheaper |
| PE Ratio | 8.60 | 18.44 | Cheaper |
| Price to Book | 0.78 | 3,795.44 | Cheaper |
| Dividend Yield | 3.46 | - | Par |
| Std. Deviation (3M) | 26.29 | - | Par |
| Debt to Equity | 1.64 | 0.66 | Expensive |
| Debt to Assets | 0.15 | 0.08 | Expensive |
| Market Cap | 343.84M | - | Emerging |
