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First Capital Inc

FCAP | US

50.21

USD

1.28

2.62%

FCAP | US

About First Capital Inc

Sector

Financial Services

Industry

Savings & Cooperative Banks

Earnings date

30/06/2024

As of date

23/03/2026

Close

50.21

Open

49.73

High

50.21

Low

49.73

First Capital Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers. The company offers various deposit instruments including non-interest-bearing checking accounts negotiable order of withdrawal accounts money market accounts regular savings accounts certificates of deposit and retirement savings plans. It also provides residential mortgage loans construction loans for residential and commercial properties and commercial real estate loans as well as commercial business loans. In addition the company originates mortgage loans for sale in the secondary market and sells non-deposit investment products; and offers various secured or guaranteed consumer loans comprising automobile and truck loans home equity loans home improvement loans boat loans mobile home loans credit cards and other personal loans and loans secured by savings deposits as well as unsecured consumer loans. First Capital Inc. was founded in 1891 and is based in Corydon Indiana.

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FCAP | US

Risk
44.3
Sharpe
0.63
Luna's Score
61/100
Recommendation
Hold

Luna says (FCAP | US)

What's Working

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

Microcap (<300M USD)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

10 days

31.4%

1 month

44.3%

3 months

57.7%

6 months

52.1%

Returns

Fundamental Ratios

PE

9.86

Fwd. PE

-

Price to book

1.10

Debt to equity

0.31

Debt to assets

0.03

Ent. to EBITDA

-

Ent. to rev.

3.63

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

168.30M

MarketCap(USD)

168.30M

Div. yield

3.27

Op. margin

32.17

Erngs. growth

3.70

Rev. growth

5.00

Ret. on equity

12.03

Short ratio

1.06

Short perc.

0.16

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

4.40

Range1M

8.34

Range3M

20.36

Volumes: Market Activity

Rel. volume

0.89

Price X volume

274.70K

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Orange County Bancorp Inc. /DE/OBTBanks-Regional31.97181.07M3.33%9.2844.81%
First Internet BancorpINBKBanks - Regional - US20.79180.21M5.75%17.75182.82%
Central Federal CorporationCFBKBanks - Regional - US28.07179.31M3.05%12.0298.43%
CB Financial Services IncCBFVBanks - Regional - US34.81178.99M3.72%6.5526.44%
United Security BancsharesUBFOBanks - Regional - US10.3178.42M2.39%8.4661.15%
Rhinebeck Bancorp IncRBKBBanks - Regional - US15.57172.63M0.52%23.8278.26%
South Atlantic Bancshares IncSABKBanks - Regional - US22.75172.26M0.00%12.510.00%
Eagle Bancorp Montana IncEBMTBanks - Regional - US20.88167.39M2.65%15.46161.10%
MainStreet Bancshares IncMNSBBanks - Regional - US21.75165.35M2.67%9.2735.41%
CSB Bancorp IncCSBBBanks - Regional - US60159.75M0.00%8.5226.43%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Cosmos Group Holdings IncCOSGMedia - Diversified0.0531121.76M4.12%n/a-91.95%
Reading International IncRDIBMedia - Diversified9.675.31M20.00%n/a4054.78%
Reading International IncRDIMedia - Diversified1.2134.16M3.42%n/a4054.78%
Marpai Inc. Class A Common StockMRAIHealthcare Plans0.476.50M2.17%n/a-15.38%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue3.63-Cheaper
PE Ratio9.8620.95Cheaper
Price to Book1.100.99Par
Dividend Yield3.27-Par
Std. Deviation (3M)57.71-Riskier
Debt to Equity0.311.39Cheaper
Debt to Assets0.030.12Cheaper
Market Cap168.30M-Emerging
  • 1

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