First Guaranty Bancshares Inc. 6.75% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock

First Guaranty Bancshares Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas. It offers various deposit products including personal and business checking savings money market and demand accounts as well as time deposits to consumers small businesses and municipalities. The company also provides loans such as non-farm non-residential loans secured by real estate commercial and industrial loans one- to four-family residential loans multifamily loans construction and land development loans agricultural loans farmland loans and consumer and other loans to small to medium-sized businesses and professionals and individuals. In addition it offers a range of consumer services including credit cards mobile deposit capture safe deposit boxes official checks online and mobile banking automated teller machines and online bill pay; provides additional solutions such as merchant services remote deposit capture and lockbox services to business customers; and invests a portion of its assets in securities issued by the United States Government and its agencies state and municipal obligations corporate debt securities mutual funds and equity securities as well as invests in mortgage-backed securities primarily issued or guaranteed by United States Government agencies or enterprises. First Guaranty Bancshares Inc. was founded in 1934 and is headquartered in Hammond Louisiana.