Franklin Financial Services Corporation

Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides commercial retail banking and trust services to small and medium-sized businesses individuals governmental entities and non-profit organizations in Pennsylvania. It offers various deposit products including checking savings money management and time deposit accounts as well as demand deposits. The company also provides commercial real estate construction and land development agricultural commercial and industrial and residential mortgage loans as well as installment and revolving loans to consumers; and secured and unsecured commercial and industrial loans including accounts receivable and inventory financing and commercial equipment financing. In addition it offers various investment and trust services comprising estate planning and administration corporate and personal trust fund management pension and profit sharing and other employee benefit funds management services as well as custodial services; sells mutual funds annuities and insurance products; and offers safe deposit facilities and fiduciary services. Further the company through its subsidiary Franklin Future Fund Inc. operates as a non-bank investment company that makes venture capital investments. The company was founded in 1906 and is headquartered in Chambersburg Pennsylvania.