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First US Bancshares Inc

FUSB | US

15.00

USD

-0.10

-0.66%

FUSB | US

About First US Bancshares Inc

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

18/03/2026

Close

15.00

Open

15.00

High

15.49

Low

15.00

First US Bancshares Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services. The company offers non-interest-bearing demand deposits savings accounts NOW accounts money market demand accounts individual retirement accounts and time deposits. Its loan products include commercial construction land and land development loans; mortgage loans on one-to-four family and multi-family residential properties; real estate loans secured by commercial and industrial properties office or mixed-use facilities strip shopping centers or other commercial properties; commercial and industrial loans and leases; and secured and unsecured personal loans including automobile loans loans for household and personal purposes and other direct consumer installment loans. The company also provides loans secured by personal property items. In addition it provides letters of credit; and safe deposit box and remote deposit capture services as well as underwrites credit life credit accident health insurance and reinsurance policies. The company serves small-and medium-sized businesses property managers business executives professionals and other individuals. The company was formerly known as United Security Bancshares Inc. and changed its name to First US Bancshares Inc. in October 2016. First US Bancshares Inc. was founded in 1952 and is headquartered in Birmingham Alabama.

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FUSB | US

Risk
20.7
Sharpe
0.21
Luna's Score
55/100
Recommendation
Hold

Luna says (FUSB | US)

What's Working

Positive Momentum

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

Microcap (<300M USD)

High Market Beta (> 0.8)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

10 days

16.8%

1 month

20.7%

3 months

28.7%

6 months

35.0%

Returns

Fundamental Ratios

PE

8.32

Fwd. PE

-

Price to book

0.70

Debt to equity

0.30

Debt to assets

0.03

Ent. to EBITDA

-

Ent. to rev.

2.27

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

86.17M

MarketCap(USD)

86.17M

Div. yield

1.75

Op. margin

27.36

Erngs. growth

9.70

Rev. growth

1.90

Ret. on equity

9.61

Short ratio

1.25

Short perc.

0.13

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

0.74

Range1M

0.79

Range3M

3.09

Volumes: Market Activity

Rel. volume

0.33

Price X volume

27.36K

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Lifetime Brands IncLCUTFurnishings Fixtures & Appliances4.0990.63M-5.10%n/a113.82%
Summit State BankSSBIBanks - Regional - US13.1889.41M1.38%8.9610.41%
Auburn National Bancorporation IncAUBNBanks - Regional - US24.8686.85M5.29%117.220.00%
United Bancorp IncUBCPBanks - Regional - US14.784.88M-2.71%8.30217.95%
Lake Shore Bancorp IncLSBKSavings & Cooperative Banks14.5783.59M0.00%18.5926.75%
Pathfinder Bancorp IncPBHCSavings & Cooperative Banks13.1880.40M-0.15%13.32169.82%
First Northwest BancorpFNWBSavings & Cooperative Banks8.6376.69M-2.60%n/a197.24%
Purple Innovation IncPRPLFurnishings Fixtures & Appliances0.686173.90M-1.72%n/a246.37%
Broadway Financial CorporationBYFCSavings & Cooperative Banks7.6870.13M-1.41%22.42135.28%
AmeriServ Financial IncASRVBanks - Regional - US3.7662.11M2.17%n/a112.52%
  • 1

Diversifiers

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Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Reading International IncRDIBMedia - Diversified10.6283.31M-0.09%n/a4054.78%
ILAGILAGBuilding Products & Equipment2.1238.29Mn/a5.48%
Reading International IncRDIMedia - Diversified1.1432.18M5.56%n/a4054.78%
Antelope Enterprise Holdings LimitedAEHLBuilding Products & Equipment1.6824.55M-9.19%0.0316.03%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue2.27-Cheaper
PE Ratio8.3218.44Cheaper
Price to Book0.703,795.44Cheaper
Dividend Yield1.75-Poor
Std. Deviation (3M)28.73-Par
Debt to Equity0.300.66Cheaper
Debt to Assets0.030.08Cheaper
Market Cap86.17M-Emerging
  • 1

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