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Horace Mann Educators Corporation

HMN | US

41.62

USD

-0.54

-1.28%

HMN | US

About Horace Mann Educators Corporation

Sector

Financial Services

Industry

Insurance - Diversified

Earnings date

30/06/2024

As of date

18/03/2026

Close

41.62

Open

41.99

High

42.19

Low

41.44

Horace Mann Educators Corporation together with its subsidiaries operates as an insurance holding company in the United States. The company operates through Property & Casualty Life & Retirement and Supplemental & Group Benefits segments. Its Property & Casualty segment offers insurance products including private passenger auto insurance and residential home insurance; and provides auto coverages including liability and collision and property coverage for homeowners and renters. The Life & Retirement segment markets tax-qualified fixed fixed indexed and variable annuities; and internal revenue code for educator which allows public school employees and employees of other tax-exempt organizations such as not-for-profit private schools to utilize pretax income to make periodic contributions to a qualified retirement plan. Supplemental & Group Benefits segment offers employer-sponsored products including accident critical illness limited-benefit fixed indemnity insurance term life and short-term and long-term disability as well as worksite direct products such as supplemental heart cancer disability and accident coverage. The company was founded in 1945 and is headquartered in Springfield Illinois.

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HMN | US

Risk
19.4
Sharpe
-0.11
Luna's Score
51/100
Recommendation
Hold

Luna says (HMN | US)

What's Working

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

What's not Working

Negative Momentum (Declining Price)

Weakness based on declining price with high volume

Price Below SMA10D

Smallcap (300M - 2B USD)

Weak Operating Margin (< 10%)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

10 days

16.7%

1 month

19.4%

3 months

21.2%

6 months

21.1%

Returns

Fundamental Ratios

PE

18.76

Fwd. PE

-

Price to book

1.25

Debt to equity

0.45

Debt to assets

0.05

Ent. to EBITDA

-

Ent. to rev.

1.36

PEG

2.52

Other Fundamentals

EBITDA

158.20M

MarketCap

1.70B

MarketCap(USD)

1.70B

Div. yield

3.68

Op. margin

3.43

Erngs. growth

300.50

Rev. growth

8.90

Ret. on equity

7.05

Short ratio

2.23

Short perc.

2.41

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

2.33

Range1M

3.41

Range3M

5.54

Volumes: Market Activity

Rel. volume

1.30

Price X volume

14.05M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Goosehead Insurance IncGSHDInsurance - Diversified451.66B-0.07%139.80399.51%
Watford Holdings LtdWTREInsurance - Diversified22.63830-1.79%n/a
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Omnicell IncOMCLHealth Information Services34.031.57B-3.02%n/a51.17%
CTS CorporationCTSElectronic Components46.631.42B0.69%27.1917.62%
Babcock & Wilcox Enterprises IncBWElectronic Components14.171.31B-4.90%n/a-267.72%
Preformed Line Products CompanyPLPCElectronic Components256.191.26B1.04%15.3611.33%
Energizer Holdings IncENRElectronic Components16.881.21B-3.71%233.212689.63%
American Superconductor CorporationAMSCElectronic Components30.141.15B-3.30%n/a2.95%
Allient Inc.ALNTElectronic Components61.251.03B-2.92%16.3397.78%
OUSTOUSTElectronic Components20.741.00B-3.04%n/a39.55%
Teladoc IncTDOCHealth Information Services5.42928.00M-3.39%n/a105.78%
GoodRx Holdings IncGDRXHealth Information Services2.17823.41M-2.69%n/a105.67%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue1.36-Cheaper
PE Ratio18.7627.89Cheaper
Price to Book1.2519.53Cheaper
Dividend Yield3.68-Par
Std. Deviation (3M)21.25-Par
Debt to Equity0.450.72Cheaper
Debt to Assets0.050.09Cheaper
Market Cap1.70B-Emerging
  • 1

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