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First Internet Bancorp

INBK | US

19.66

USD

0.15

0.77%

INBK | US

About First Internet Bancorp

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

20/03/2026

Close

19.66

Open

19.60

High

20.07

Low

19.29

First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides commercial small business consumer and municipal products and services to individuals and commercial customers in the United States. The company accepts non-interest bearing and interest-bearing demand deposit savings money market commercial and brokered deposit accounts as well as certificates of deposit. It also offers commercial and industrial owner-occupied and investor commercial real estate construction residential mortgage home equity line of credit and home improvement small installment term and other consumer loans as well as single tenant lease financing and public and healthcare finance; franchise finance; and small business lending. In addition the company is involved in the purchase manage service and safekeeping of municipal securities; and provision of municipal finance lending and leasing products to government entities In addition it offers corporate credit card and treasury management services. First Internet Bancorp was founded in 1999 and is headquartered in Fishers Indiana.

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INBK | US

Risk
22.0
Sharpe
-0.66
Luna's Score
58/100
Recommendation
Hold

Luna says (INBK | US)

What's Working

Strength based on increasing price with high volume

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

Strong Revenue Growth (> 10%)

What's not Working

Price Below SMA10D

Microcap (<300M USD)

High Debt to Equity (> 0.75)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

10 days

19.0%

1 month

22.0%

3 months

42.0%

6 months

43.6%

Returns

Fundamental Ratios

PE

17.75

Fwd. PE

9.03

Price to book

0.89

Debt to equity

1.83

Debt to assets

0.13

Ent. to EBITDA

-

Ent. to rev.

9.38

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

170.41M

MarketCap(USD)

170.41M

Div. yield

0.63

Op. margin

25.29

Erngs. growth

53.70

Rev. growth

26.90

Ret. on equity

5.10

Short ratio

3.80

Short perc.

1.70

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bearish (SMA6M < SMA12M)

SMAs: Stock Price Trends

Range10D

1.40

Range1M

2.50

Range3M

5.79

Volumes: Market Activity

Rel. volume

1.50

Price X volume

1.63M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
OP BancorpOPBKBanks - Regional - US12.47184.70M-1.19%9.6163.27%
United Security BancsharesUBFOBanks - Regional - US10.06174.27M-1.18%8.4661.15%
Central Federal CorporationCFBKBanks - Regional - US27.24174.01M-1.70%12.0298.43%
CB Financial Services IncCBFVBanks - Regional - US33.56172.56M-0.15%6.5526.44%
South Atlantic Bancshares IncSABKBanks - Regional - US22.75172.26M12.510.00%
Rhinebeck Bancorp IncRBKBBanks - Regional - US15.49171.75M2.31%23.8278.26%
First Capital IncFCAPSavings & Cooperative Banks48.93164.01M1.37%9.8631.20%
The Lovesac CompanyLOVEFurnishings Fixtures & Appliances10.54163.99M-1.59%54.4290.24%
Eagle Bancorp Montana IncEBMTBanks - Regional - US20.34163.06M-1.09%15.46161.10%
MainStreet Bancshares IncMNSBBanks - Regional - US21.185161.06M-0.40%9.2735.41%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
CPI Card Group IncPMTSBuilding Products & Equipment13.18147.06M-5.59%15.61-621.78%
Cosmos Group Holdings IncCOSGMedia - Diversified0.051116.94M-17.87%n/a-91.95%
Kewaunee Scientific CorporationKEQUBuilding Products & Equipment34.197.93M-0.15%5.1619.82%
Virco Mfg. CorporationVIRCBuilding Products & Equipment5.9196.27M0.08%9.0939.79%
Reading International IncRDIBMedia - Diversified862.76M-25.23%n/a4054.78%
ILAGILAGBuilding Products & Equipment2.3542.44M8.90%n/a5.48%
Reading International IncRDIMedia - Diversified1.1733.03M1.74%n/a4054.78%
Antelope Enterprise Holdings LimitedAEHLBuilding Products & Equipment1.5823.09M-4.82%0.0316.03%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue9.38-Cheaper
PE Ratio17.7518.44Par
Price to Book0.893,795.44Cheaper
Dividend Yield0.63-Poor
Std. Deviation (3M)42.00-Riskier
Debt to Equity1.830.66Expensive
Debt to Assets0.130.08Expensive
Market Cap170.41M-Emerging
  • 1

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