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Oak Valley Bancorp

OVLY | US

31.91

USD

0.27

0.85%

OVLY | US

About Oak Valley Bancorp

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

24/03/2026

Close

31.91

Open

31.50

High

32.20

Low

31.50

Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company's deposits products include checking and savings money market health savings and individual retirement accounts as well as certificates of deposit. It also offers commercial real estate loans commercial business lending and trade finance and small business administration lending as well as consumer loans that include automobile loans home mortgages credit lines and other personal loans. In addition the company provides online and mobile banking remote deposit capture merchant night depository extended hours wire transfer of funds and note collection services as well as automated teller machines. The company was incorporated in 1990 and is headquartered in Oakdale California.

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OVLY | US

Risk
23.9
Sharpe
1.03
Luna's Score
58/100
Recommendation
Hold

Luna says (OVLY | US)

What's Working

Strength based on increasing price with high volume

Low 6-Month Volatility (<30%)

Low Market Beta (-0.4 to 0.8)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

High Short-term Volatility

Microcap (<300M USD)

Declining Revenue (< 0%)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

10 days

24.6%

1 month

23.9%

3 months

21.9%

6 months

23.6%

Returns

Fundamental Ratios

PE

8.89

Fwd. PE

-

Price to book

1.31

Debt to equity

-

Debt to assets

-

Ent. to EBITDA

-

Ent. to rev.

2.88

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

266.75M

MarketCap(USD)

266.75M

Div. yield

1.68

Op. margin

40.40

Erngs. growth

-30.40

Rev. growth

-9.50

Ret. on equity

15.57

Short ratio

9.90

Short perc.

1.63

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

2.33

Range1M

3.37

Range3M

4.83

Volumes: Market Activity

Rel. volume

1.30

Price X volume

985.32K

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Citizens Financial Services IncCZFSBanks - Regional - US60.66288.74M-1.83%10.35116.88%
Plumas BancorpPLBCBanks - Regional - US48.88288.25M0.27%9.0396.32%
CompX International IncCIXSecurity & Protection Services22.7279.63M-1.73%17.920.00%
Western New England Bancorp IncWNEBBanks - Regional - US12.91275.22M0.70%13.8665.37%
FVCBankcorp IncFVCBBanks - Regional - US15.1274.61M0.20%56.4637.57%
Investar Holding CorporationISTRBanks - Regional - US27.13266.66M0.07%13.35133.65%
Chemung Financial CorporationCHMGBanks - Regional - US53.15252.78M-3.08%9.7546.56%
Fidelity D & D Bancorp IncFDBCBanks - Regional - US43.52249.63M-1.78%18.8559.43%
Ames National CorporationATLOBanks - Regional - US27.61248.27M0.84%18.5275.78%
C&F Financial CorporationCFFIBanks - Regional - US73.02238.55M-2.65%10.6054.38%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
ACCO Brands CorporationACCOBuilding Products & Equipment2.95282.60M1.37%n/a174.23%
CPI Card Group IncPMTSBuilding Products & Equipment14.13157.66M0.28%15.61-621.78%
Virco Mfg. CorporationVIRCBuilding Products & Equipment6.0698.71M-1.30%9.0939.79%
Kewaunee Scientific CorporationKEQUBuilding Products & Equipment34.1898.16M-1.01%5.1619.82%
Reading International IncRDIBMedia - Diversified9.574.52M-1.04%n/a4054.78%
ILAGILAGBuilding Products & Equipment2.150138.83M-10.04%n/a5.48%
Reading International IncRDIMedia - Diversified1.2334.72M1.65%n/a4054.78%
Antelope Enterprise Holdings LimitedAEHLBuilding Products & Equipment1.5422.50M-7.23%0.0316.03%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue2.88-Cheaper
PE Ratio8.8918.44Cheaper
Price to Book1.313,795.44Cheaper
Dividend Yield1.68-Poor
Std. Deviation (3M)21.92-Lower Risk
Debt to Equity-0.66-
Debt to Assets-0.08-
Market Cap266.75M-Emerging
  • 1

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