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Primerica Inc

PRI | US

249.11

USD

0.05

0.02%

PRI | US

About Primerica Inc

Sector

Financial Services

Industry

Insurance-Life

Earnings date

30/06/2024

As of date

13/03/2026

Close

249.11

Open

250.63

High

251.94

Low

247.27

Primerica Inc. together with its subsidiaries provides financial products to middle-income households in the United States and Canada. The company operates in four segments: Term Life Insurance; Investment and Savings Products; Senior Health; and Corporate and Other Distributed Products. The Term Life Insurance segment underwrites individual term life insurance products. The Investment and Savings Products segment provides mutual funds and various retirement plans managed investments variable and fixed annuities and fixed indexed annuities. The Senior Health segment offers segregated funds; and medicare advantage and supplement products. The Corporate and Other Distributed Products segment provides mortgage loans; prepaid legal services that assist subscribers with legal matters such as drafting wills living wills and powers of attorney trial defense and motor vehicle-related matters; ID theft defense services; auto and homeowners' insurance; home automation solutions; and insurance products including supplemental health and accidental death. It distributes and sells its products through licensed sales representatives. Primerica Inc. was founded in 1927 and is headquartered in Duluth Georgia.

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PRI | US

Risk
28.2
Sharpe
-0.52
Luna's Score
55/100
Recommendation
Hold

Luna says (PRI | US)

What's Working

Low 6-Month Volatility (<30%)

Low Debt to Asset (< 0.2)

Strong Operating Margin (> 25%)

Strong Revenue Growth (> 10%)

What's not Working

Price Below SMA10D

High Short-term Volatility

Midcap (2B - 10B USD)

High Market Beta (> 0.8)

High Debt to Equity (> 0.75)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

10 days

23.1%

1 month

28.2%

3 months

21.8%

6 months

21.7%

Returns

Fundamental Ratios

PE

22.34

Fwd. PE

10.83

Price to book

4.48

Debt to equity

0.95

Debt to assets

0.17

Ent. to EBITDA

-

Ent. to rev.

3.68

PEG

1.05

Other Fundamentals

EBITDA

955.45M

MarketCap

8.43B

MarketCap(USD)

8.43B

Div. yield

1.28

Op. margin

34.57

Erngs. growth

-99.20

Rev. growth

16.20

Ret. on equity

21.42

Short ratio

1.63

Short perc.

0.94

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bearish (SMA6M < SMA12M)

SMAs: Stock Price Trends

Range10D

17.81

Range1M

37.24

Range3M

47.28

Volumes: Market Activity

Rel. volume

0.68

Price X volume

38.00M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Affiliated Managers Group IncAMGAsset Management271.958.11B0.56%11.3375.81%
Janus Henderson Group plcJHGAsset Management50.137.98B-0.52%14.126.77%
JACKSON FINANCIAL INC CLASS AJXNInsurance-Life104.697.88B-0.02%3.5520.17%
Iris Energy LtdIRENCapital Markets41.587.87B0.51%n/a0.15%
FactSet Research Systems IncFDSCapital Markets205.657.82B1.01%33.9071.42%
Jefferies Financial Group IncJEFAsset Management36.367.47B0.94%28.40207.24%
Stifel Financial CorpSFCapital Markets70.237.20B-0.83%21.6549.07%
MarketAxess Holdings IncMKTXCapital Markets180.126.80B-0.75%41.566.41%
Brookfield Infrastructure CorporationBIPCAsset Management46.826.20B-0.17%4.3811281.88%
Prosperity Bancshares IncPBBanks-Regional64.286.12B-0.74%16.0457.23%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
HealthEquity IncHQYHealth Information Services77.816.79B1.33%73.0753.66%
Dolby Laboratories IncDLBMedia - Diversified60.55.77B-3.83%34.320.00%
FBINFBINBuilding Products & Equipment43.165.36B-0.25%25.57130.24%
Doximity Inc.DOCSHealth Information Services24.374.52B0.37%54.381.54%
Cinemark Holdings IncCNKMedia - Diversified25.783.16B0.98%27.93934.91%
VeriFone Systems IncPAYBuilding Products & Equipment24.393.04B1.12%102.462.10%
Privia Health Group Inc. Common StockPRVAHealth Information Services21.682.59B-0.23%148.581.14%
WGSWGSHealth Information Services77.782.10B1.21%n/a60.84%
IMAX CorporationIMAXMedia - Diversified38.12.01B-0.55%54.26110.44%
HNI CorporationHNIBuilding Products & Equipment40.51.91B0.10%22.1276.47%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue3.68-Expensive
PE Ratio22.3417.00Expensive
Price to Book4.481.67Expensive
Dividend Yield1.28-Poor
Std. Deviation (3M)21.77-Lower Risk
Debt to Equity0.950.66Expensive
Debt to Assets0.170.05Expensive
Market Cap8.43B-Emerging
  • 1

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