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Provident Financial Holdings Inc
PROV | US
17.01
USD-0.04
-0.23%
PROV | US
About Provident Financial Holdings Inc
Sector
Financial Services
Industry
Savings & Cooperative Banks
Earnings date
30/06/2024
As of date
24/04/2026
Close
17.01
Open
17.27
High
17.27
Low
17.01
Provident Financial Holdings Inc. operates as the holding company for Provident Savings Bank F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company's deposit products include checking savings and money market accounts as well as time deposits; and loan portfolio consists of single-family multi-family commercial real estate construction mortgage commercial business and consumer loans. It also offers investment services comprising the sale of investment products such as annuities and mutual funds; and trustee services for real estate transactions. The company operates through 12 full-service banking offices in Riverside County and one full-service banking office in San Bernardino County. Provident Financial Holdings Inc. was founded in 1956 and is headquartered in Riverside California.
View LessPROV | US
Risk
11.3
Sharpe
0.99
Luna's Score
52/100
Recommendation
Hold
Luna says (PROV | US)
What's Working
Low 6-Month Volatility (<30%)
Good Dividend Yield (2% <= Dividend Yield <= 8%)
Low Market Beta (-0.4 to 0.8)
Low Debt to Asset (< 0.2)
Value Stock (Price to Book < 3)
Strong Operating Margin (> 25%)
What's not Working
Weakness based on declining price with high volume
Price Below SMA10D
Microcap (<300M USD)
High Debt to Equity (> 0.75)
Declining Revenue (< 0%)
Volatility Signals
Bearish: Increased Volatility (6-month > 1-month volatility)
Risk Meter
10 days
4.1%1 month
11.3%3 months
12.0%6 months
13.6%Returns
Fundamental Ratios
PE
14.47
Fwd. PE
10.18
Price to book
0.80
Debt to equity
1.84
Debt to assets
0.19
Ent. to EBITDA
-
Ent. to rev.
8.82
PEG
-1.69
Other Fundamentals
EBITDA
-
MarketCap
116.74M
MarketCap(USD)
116.74M
Div. yield
3.65
Op. margin
29.63
Erngs. growth
13.60
Rev. growth
-4.70
Ret. on equity
5.66
Short ratio
1.58
Short perc.
0.48
Market Sentiment (SMA and Price signals)
Short-term: Bullish (SMA10D > SMA1M)
Intermediate-term: Bullish (SMA1M > SMA3M)
Long-term: Bullish (SMA6M > SMA12M)
SMAs: Stock Price Trends
Range10D
0.48
Range1M
1.53
Range3M
1.66
Volumes: Market Activity
Rel. volume
1.12
Price X volume
223.55K
Peers
Diversifiers
Industry Comparison
| Parameter | Company | Industry | Indicator |
|---|---|---|---|
| Enterprise to EBITDA | - | - | - |
| Ent. to Revenue | 8.82 | - | Par |
| PE Ratio | 14.47 | 20.95 | Cheaper |
| Price to Book | 0.80 | 0.99 | Par |
| Dividend Yield | 3.65 | - | Leader |
| Std. Deviation (3M) | 11.98 | - | Lower Risk |
| Debt to Equity | 1.84 | 1.39 | Expensive |
| Debt to Assets | 0.19 | 0.12 | Expensive |
| Market Cap | 116.74M | - | Emerging |
