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Q2 Holdings Inc

QTWO | US

48.19

USD

-0.43

-0.88%

QTWO | US

About Q2 Holdings Inc

Sector

Technology

Industry

Software-Infrastructure

Earnings date

30/06/2024

As of date

20/03/2026

Close

48.19

Open

48.33

High

48.71

Low

47.26

Q2 Holdings Inc. provides cloud-based digital solutions to regional and community financial institutions in the United States. The company offers Digital Banking Platform an end-to-end digital banking platform supports its financial institution customers in their delivery of unified digital banking services across digital channels. Its digital banking platform solutions comprising Q2 Consumer Banking Q2 Small Business and Commercial Q2mobile Remote Deposit Capture Q2 Sentinel Q2 Patrol Q2 SMART Q2 Contextual Personal Financial Management Q2 Goals Q2 CardSwap Q2 Gro Q2 Innovation Studio Q2 Biller Direct ClickSWITCH Sensibill Centrix Dispute Tracking System Centrix Payments I.Q. System and Centrix Exact/Transaction Management System to monitor and optimize end-user acquisition engagement and retention customize and extend the platform and enhance operational efficiencies. The company also provides lending solutions which consists precisionlender solutions a cloud-based platform data-driven sales enablement relationship pricing and portfolio management solution includes precisionlender platform treasury pricing data studio and Andi; and Q2 Cloud Lending solutions a cloud-based digital lending platform and end-to-end lending solution that allows financial institutions FinTechs and Alt-FIs to automate and digitize their lending activities supporting digital lending applications scoring underwriting servicing and collections for multiple assets classes comprising Q2 CL portal originate loan marketplace and collections. In addition it offers Q2 Innovation Studio an application program interface or API based and software development kit or SDK based open technology platform; and Helix a cloud-based real-time core processing BaaS platform. The company was formerly known as CBG Holdings Inc. and changed its name to Q2 Holdings Inc. in March 2013. Q2 Holdings Inc. was founded in 2004 and is headquartered in Austin Texas.

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QTWO | US

Risk
37.9
Sharpe
-1.00
Luna's Score
37/100
Recommendation
Sell

Luna says (QTWO | US)

What's Working

Strong Revenue Growth (> 10%)

What's not Working

Negative Momentum (Declining Price)

Weakness based on declining price with high volume

Price Below SMA10D

Midcap (2B - 10B USD)

High Market Beta (> 0.8)

High Debt to Equity (> 0.75)

Rich in Valuation (Price to Book > 8)

Weak Operating Margin (< 10%)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

10 days

26.4%

1 month

37.9%

3 months

39.2%

6 months

42.0%

Returns

Fundamental Ratios

PE

-

Fwd. PE

38.91

Price to book

10.32

Debt to equity

1.13

Debt to assets

0.44

Ent. to EBITDA

340.54

Ent. to rev.

7.83

PEG

8.94

Other Fundamentals

EBITDA

-20.32M

MarketCap

2.91B

MarketCap(USD)

2.91B

Div. yield

-

Op. margin

-7.93

Erngs. growth

-

Rev. growth

11.90

Ret. on equity

-14.78

Short ratio

6.68

Short perc.

8.04

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bearish (SMA6M < SMA12M)

SMAs: Stock Price Trends

Range10D

5.74

Range1M

7.42

Range3M

29.87

Volumes: Market Activity

Rel. volume

1.11

Price X volume

63.43M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Cellebrite DI Ltd. Ordinary SharesCLBTSoftware-Infrastructure14.273.07B-3.84%n/a0.00%
PagSeguro Digital LtdPAGSSoftware-Infrastructure9.393.00B-2.39%8.17176.57%
Real Industry IncRELYSoftware-Infrastructure15.353.00B-2.17%n/a5.15%
Synaptics IncorporatedSYNASoftware-Application71.032.84B-2.03%22.4869.70%
Advance Auto Parts IncAAPSpecialty Retail47.042.81B-2.69%n/a152.10%
Varonis Systems IncVRNSSoftware-Infrastructure23.722.66B-1.25%n/a66.89%
GBTGGBTGSoftware-Application5.462.58B-0.73%n/a117.87%
ADEIA CORPADEASoftware-Application23.22.53B-1.07%30.34151.87%
BlackLine IncBLSoftware-Infrastructure39.112.43B1.53%65.48356.02%
Diebold Nixdorf IncorporatedDBDSoftware-Application71.452.38B-0.35%n/a110.39%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
VeriFone Systems IncPAYBuilding Products & Equipment24.323.03B0.16%102.462.10%
Impinj IncPIElectronic Components98.112.76B-1.99%779.64251.07%
Bel Fuse IncBELFBElectronic Components204.092.66B-5.05%16.9123.04%
Bel Fuse IncBELFAElectronic Components189.62.00B-5.12%21.2323.04%
Plug Power IncPLUGElectronic Components2.231.96B-7.08%n/a30.65%
IMAX CorporationIMAXMedia - Diversified36.691.93B0.19%54.26110.44%
Rogers CorporationROGElectronic Components98.581.83B-3.76%33.661.52%
Pitney Bowes IncPBIBuilding Products & Equipment10.191.83B0.10%n/a-571.93%
HNI CorporationHNIBuilding Products & Equipment33.991.60B-1.51%22.1276.47%
ARLO TECHNOLOGIES INCARLOBuilding Products & Equipment14.351.43B-3.37%n/a19.46%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA340.54-Expensive
Ent. to Revenue7.83-Cheaper
PE Ratio-38.19-
Price to Book10.329.25Par
Dividend Yield---
Std. Deviation (3M)39.19-Lower Risk
Debt to Equity1.130.16Expensive
Debt to Assets0.440.35Expensive
Market Cap2.91B-Emerging
  • 1

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