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Safety Insurance Group Inc

SAFT | US

71.46

USD

-0.94

-1.30%

SAFT | US

About Safety Insurance Group Inc

Sector

Financial Services

Industry

Insurance-Property & Casualty

Earnings date

30/06/2024

As of date

20/03/2026

Close

71.46

Open

72.41

High

72.63

Low

70.81

Safety Insurance Group Inc. provides private passenger and commercial automobile and homeowner insurance in the United States. The company's private passenger automobile policies offer coverage for bodily injury and property damage to others no-fault personal injury coverage for the insured/insured's car occupants and physical damage coverage for an insured's own vehicle for collision or other perils. It also provides commercial automobile policies that offer insurance for commercial vehicles used for business purposes including private passenger-type vehicles trucks tractors and trailers insure individual vehicles and commercial fleets; and homeowners policies which provide coverage for homes condominiums and apartments for losses to a dwelling and its contents from various perils and coverage for liability to others arising from ownership or occupancy. In addition the company offers business owners policies that cover apartments and residential condominiums restaurants office condominiums processing and services businesses special trade contractors and wholesalers. Further it provides personal umbrella policies which provide personal excess liability coverage over and above the limits of individual automobile watercraft and homeowner's insurance policies; and commercial umbrella and business owner policies as well as underwrites dwelling fire insurance for non-owner-occupied residences. Additionally the company offers inland marine coverage for homeowners and business owner policies and watercraft coverage for small and medium sized pleasure crafts. It distributes its products through independent agents. The company was formerly known as Safety Holdings Inc and changed its name to Safety Insurance Group Inc. in April 2002. The company was founded in 1979 and is headquartered in Boston Massachusetts.

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SAFT | US

Risk
17.8
Sharpe
-0.39
Luna's Score
54/100
Recommendation
Hold

Luna says (SAFT | US)

What's Working

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Equity (< 0.25)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Revenue Growth (> 10%)

What's not Working

Negative Momentum (Declining Price)

Weakness based on declining price with high volume

Price Below SMA10D

High Short-term Volatility

High Current Volume and Negative 1-Day Return

Smallcap (300M - 2B USD)

Weak Operating Margin (< 10%)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

10 days

19.8%

1 month

17.8%

3 months

19.3%

6 months

19.2%

Returns

Fundamental Ratios

PE

24.42

Fwd. PE

-

Price to book

1.54

Debt to equity

0.06

Debt to assets

0.02

Ent. to EBITDA

-

Ent. to rev.

1.23

PEG

1.31

Other Fundamentals

EBITDA

73.85M

MarketCap

1.06B

MarketCap(USD)

1.06B

Div. yield

4.27

Op. margin

7.92

Erngs. growth

-2.00

Rev. growth

17.60

Ret. on equity

6.35

Short ratio

2.64

Short perc.

1.48

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

4.41

Range1M

9.87

Range3M

10.80

Volumes: Market Activity

Rel. volume

3.97

Price X volume

23.45M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Universal Insurance Holdings IncUVEInsurance-Property & Casualty33.13943.66M0.73%6.9725.84%
United Fire Group IncUFCSInsurance-Property & Casualty36.4922.23M-0.27%14.2516.10%
Heritage Insurance Holdings IncHRTGInsurance-Property & Casualty25.65787.05M-3.64%5.1657.79%
Amerisafe IncAMSFInsurance-Property & Casualty32.29615.72M-0.46%17.350.00%
Sirius International Insurance Group LtdSGInsurance-Property & Casualty5.28602.68M-1.12%n/a66.13%
Donegal Group IncDGICAInsurance-Property & Casualty16.87554.55M-0.12%64.707.23%
Global Indemnity LimitedGBLIInsurance-Property & Casualty28.84394.08M2.31%13.461.72%
MBIA IncMBIInsurance-Property & Casualty5.78294.94M0.00%n/a-166.65%
Kingsway Financial Services IncKFSInsurance-Property & Casualty10278.11M-2.15%n/a235.88%
NI Holdings IncNODKInsurance-Property & Casualty13.13271.12M0.84%n/a0.85%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
American Superconductor CorporationAMSCElectronic Components28.741.10B-6.29%n/a2.95%
Allient Inc.ALNTElectronic Components60.341.02B-1.63%16.3397.78%
Marcus & Millichap IncMMIReal Estate Services25.52988.37M-0.51%n/a14.11%
OUSTOUSTElectronic Components20.05969.02M-4.80%n/a39.55%
Cricut Inc.CRCTComputer Hardware4.08882.78M0.00%21.842.64%
Wallbox N.V.WBXElectronic Components2.57640.17M-1.15%n/a222.06%
Kimball Electronics IncKEElectronic Components23.44580.99M-3.42%22.7854.55%
LSI Industries IncLYTSElectronic Components19.13569.34M-2.20%20.1426.54%
Comstock Mining IncLODEReal Estate Services2.65547.58M-2.93%6.3814.37%
Corsair Gaming IncCRSRComputer Hardware5.2541.56M-3.88%n/a38.72%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue1.23-Cheaper
PE Ratio24.4220.51Par
Price to Book1.543.13Cheaper
Dividend Yield4.27-Leader
Std. Deviation (3M)19.34-Lower Risk
Debt to Equity0.06-0.41Expensive
Debt to Assets0.020.14Cheaper
Market Cap1.06B-Emerging
  • 1

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