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South Plains Financial Inc
SPFI | US
40.96
USD-0.17
-0.41%
SPFI | US
About South Plains Financial Inc
Sector
Financial Services
Industry
Banks - Regional - US
Earnings date
30/06/2024
As of date
20/03/2026
Close
40.96
Open
41.25
High
41.55
Low
40.67
South Plains Financial Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. The company operates through two segments Banking and Insurance. It offers deposit products including demand deposit accounts interest-bearing products savings accounts and certificate of deposits. The company also provides commercial real estate loans; general and specialized commercial loans including agricultural production and real estate energy finance investment and insurance loans as well as loans to goods services restaurant and retail construction and other industries; residential construction loans; and 1-4 family residential loans auto loans and other loans for recreational vehicles or other purposes. In addition it offers crop insurance products; trust products and services; investment services; mortgage banking services; online and mobile banking services; and debit and credit cards. The company was founded in 1941 and is headquartered in Lubbock Texas.
View LessSPFI | US
Risk
23.7
Sharpe
0.74
Luna's Score
55/100
Recommendation
Hold
Luna says (SPFI | US)
What's Working
Low 6-Month Volatility (<30%)
Low Market Beta (-0.4 to 0.8)
Low Debt to Asset (< 0.2)
Value Stock (Price to Book < 3)
Strong Operating Margin (> 25%)
What's not Working
Weakness based on declining price with high volume
High Current Volume and Negative 1-Day Return
Smallcap (300M - 2B USD)
Declining Revenue (< 0%)
Volatility Signals
Bearish: Increased Volatility (6-month > 1-month volatility)
Risk Meter
10 days
12.8%1 month
23.7%3 months
24.4%6 months
24.8%Returns
Fundamental Ratios
PE
13.09
Fwd. PE
-
Price to book
1.38
Debt to equity
0.26
Debt to assets
0.03
Ent. to EBITDA
-
Ent. to rev.
3.79
PEG
-
Other Fundamentals
EBITDA
-
MarketCap
671.20M
MarketCap(USD)
671.20M
Div. yield
1.70
Op. margin
30.43
Erngs. growth
-61.40
Rev. growth
-37.20
Ret. on equity
11.31
Short ratio
0.99
Short perc.
0.36
Market Sentiment (SMA and Price signals)
Short-term: Bearish (SMA10D < SMA1M)
Intermediate-term: Bullish (SMA1M > SMA3M)
Long-term: Bullish (SMA6M > SMA12M)
SMAs: Stock Price Trends
Range10D
2.37
Range1M
4.30
Range3M
5.97
Volumes: Market Activity
Rel. volume
2.90
Price X volume
12.02M
Peers
Diversifiers
Industry Comparison
| Parameter | Company | Industry | Indicator |
|---|---|---|---|
| Enterprise to EBITDA | - | - | - |
| Ent. to Revenue | 3.79 | - | Cheaper |
| PE Ratio | 13.09 | 18.44 | Cheaper |
| Price to Book | 1.38 | 3,795.44 | Cheaper |
| Dividend Yield | 1.70 | - | Poor |
| Std. Deviation (3M) | 24.41 | - | Lower Risk |
| Debt to Equity | 0.26 | 0.66 | Cheaper |
| Debt to Assets | 0.03 | 0.08 | Cheaper |
| Market Cap | 671.20M | - | Emerging |
