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TowneBank
TOWN | US
33.18
USD0.68
2.09%
TOWN | US
About TowneBank
Sector
Financial Services
Industry
Banks - Regional - US
Earnings date
30/06/2024
As of date
23/03/2026
Close
33.18
Open
33.21
High
33.63
Low
33.06
TowneBank provides retail and commercial banking services for individuals commercial enterprises and professionals. The company operates through three segments: Banking Realty and Insurance. It accepts various deposits including demand deposits savings accounts money rate savings certificates of deposit and individual retirement accounts. The company also offers secured and unsecured personal loans for financing automobiles home improvements education and personal investments; commercial loans for working capital business expansion and equipment and machinery purchases; and mortgage loans as well as real estate acquisition development and construction loans. In addition it provides other services such as safe deposit boxes treasury management services direct deposit of payroll and social security checks and automatic drafts for various accounts as well as online mobile and on-call banking services. Further the company offers documentation services to accomplish tax deferral to investors; investment and asset management services; commercial mortgage brokerage services; and other financial services such as financial retirement and estate planning services as well as assistance on various investment options comprising alternative investments annuities margin accounts convertible bonds and pension and profit-sharing plans. Additionally it provides residential real estate relocation property management vacation rentals and title and settlement services; and originates residential mortgage loans. The company also offers life property casualty and vehicle insurance services; and employee benefit programs such as health dental vision and disability insurance. It operates in Richmond Virginia the Greater Hampton Roads region in southeastern Virginia northeastern North Carolina Raleigh Charlotte Greensboro and Greenville North Carolina. TowneBank was incorporated in 1998 and is based in Portsmouth Virginia.
View LessTOWN | US
Risk
23.6
Sharpe
-0.26
Luna's Score
63/100
Recommendation
Hold
Luna says (TOWN | US)
What's Working
Strength based on increasing price with high volume
Low 6-Month Volatility (<30%)
Good Dividend Yield (2% <= Dividend Yield <= 8%)
Low Debt to Equity (< 0.25)
Low Debt to Asset (< 0.2)
Value Stock (Price to Book < 3)
Strong Operating Margin (> 25%)
What's not Working
Midcap (2B - 10B USD)
High Market Beta (> 0.8)
Declining Revenue (< 0%)
Weak Sharpe Ratio (< 0.3)
Volatility Signals
Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.
Risk Meter
10 days
17.0%1 month
23.6%3 months
24.6%6 months
23.4%Returns
Fundamental Ratios
PE
17.27
Fwd. PE
-
Price to book
1.25
Debt to equity
0.17
Debt to assets
0.02
Ent. to EBITDA
-
Ent. to rev.
4.23
PEG
-
Other Fundamentals
EBITDA
-
MarketCap
2.45B
MarketCap(USD)
2.45B
Div. yield
2.87
Op. margin
31.11
Erngs. growth
2.10
Rev. growth
-1.60
Ret. on equity
7.43
Short ratio
2.79
Short perc.
0.62
Market Sentiment (SMA and Price signals)
Short-term: Bearish (SMA10D < SMA1M)
Intermediate-term: Bearish (SMA1M < SMA3M)
Long-term: Bullish (SMA6M > SMA12M)
SMAs: Stock Price Trends
Range10D
2.10
Range1M
4.42
Range3M
5.79
Volumes: Market Activity
Rel. volume
1.33
Price X volume
27.18M
Peers
Diversifiers
Industry Comparison
| Parameter | Company | Industry | Indicator |
|---|---|---|---|
| Enterprise to EBITDA | - | - | - |
| Ent. to Revenue | 4.23 | - | Cheaper |
| PE Ratio | 17.27 | 18.44 | Par |
| Price to Book | 1.25 | 3,795.44 | Cheaper |
| Dividend Yield | 2.87 | - | Par |
| Std. Deviation (3M) | 24.56 | - | Lower Risk |
| Debt to Equity | 0.17 | 0.66 | Cheaper |
| Debt to Assets | 0.02 | 0.08 | Cheaper |
| Market Cap | 2.45B | - | Par |
