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U.S. Century Bank Class A Common Stock
USCB | US
18.15
USD-0.26
-1.41%
USCB | US
About U.S. Century Bank Class A Common Stock
Sector
Financial Services
Industry
Banks-Regional
Earnings date
30/06/2024
As of date
20/03/2026
Close
18.15
Open
18.53
High
18.53
Low
17.81
USCB Financial Holdings Inc. operates as the bank holding company for U.S. Century Bank that engages in the provision of various banking products and services to small-to-medium sized businesses. The company accepts checking and savings accounts certificates of deposit and money market deposit and time deposit accounts. Its loan products include small business administration loans yacht financing residential real estate loans; commercial real estate loans; commercial and industrial loans; foreign bank loans; and secured and unsecured consumer loans comprising personal loans overdrafts and deposit account collateralized loans. The company also offers lockbox treasury commercial payments cash management and online banking services as well as provides title insurance policies for real estate transactions. USCB Financial Holdings Inc. was founded in 2002 and is headquartered in Miami Florida.
View LessUSCB | US
Risk
28.1
Sharpe
-0.27
Luna's Score
55/100
Recommendation
Hold
Luna says (USCB | US)
What's Working
Low 6-Month Volatility (<30%)
Low Market Beta (-0.4 to 0.8)
Low Debt to Asset (< 0.2)
Value Stock (Price to Book < 3)
Strong Operating Margin (> 25%)
Strong Revenue Growth (> 10%)
What's not Working
Weakness based on declining price with high volume
Price Below SMA10D
High Current Volume and Negative 1-Day Return
Smallcap (300M - 2B USD)
High Debt to Equity (> 0.75)
Weak Sharpe Ratio (< 0.3)
Volatility Signals
Bearish: Increased Volatility (6-month > 1-month volatility)
Risk Meter
10 days
25.0%1 month
28.1%3 months
33.5%6 months
28.9%Returns
Fundamental Ratios
PE
16.97
Fwd. PE
10.82
Price to book
1.46
Debt to equity
0.86
Debt to assets
0.07
Ent. to EBITDA
-
Ent. to rev.
6.64
PEG
-
Other Fundamentals
EBITDA
-
MarketCap
356.11M
MarketCap(USD)
356.11M
Div. yield
1.34
Op. margin
43.84
Erngs. growth
47.60
Rev. growth
23.50
Ret. on equity
9.03
Short ratio
2.19
Short perc.
0.47
Market Sentiment (SMA and Price signals)
Short-term: Bearish (SMA10D < SMA1M)
Intermediate-term: Bearish (SMA1M < SMA3M)
Long-term: Bullish (SMA6M > SMA12M)
SMAs: Stock Price Trends
Range10D
1.08
Range1M
2.38
Range3M
3.21
Volumes: Market Activity
Rel. volume
2.03
Price X volume
1.72M
Peers
Diversifiers
Industry Comparison
| Parameter | Company | Industry | Indicator |
|---|---|---|---|
| Enterprise to EBITDA | - | - | - |
| Ent. to Revenue | 6.64 | - | Expensive |
| PE Ratio | 16.97 | 18.83 | Par |
| Price to Book | 1.46 | 1.20 | Expensive |
| Dividend Yield | 1.34 | - | Poor |
| Std. Deviation (3M) | 33.51 | - | Par |
| Debt to Equity | 0.86 | 0.42 | Expensive |
| Debt to Assets | 0.07 | 0.05 | Expensive |
| Market Cap | 356.11M | - | Emerging |
