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VELOCITY FINANCIAL LLC

VEL | US

19.37

USD

-0.22

-1.12%

VEL | US

About VELOCITY FINANCIAL LLC

Sector

Financial Services

Industry

Mortgage Finance

Earnings date

30/06/2024

As of date

21/10/2024

Close

19.37

Open

19.50

High

19.50

Low

17.93

Velocity Financial Inc. operates as a real estate finance company in the United States. The company originates and acquire loans which is secured by mortgage liens on income-producing and/or owner/user commercial properties including investor 1-4 a non-owner occupied residential rental properties with 1-4 units; residential apartments combined with office or retail space; and multi-family comprising traditional apartment buildings condominiums and other residential properties with 5+ units. It also finances for retail properties with various types of retail products and merchandise or services; commercial properties occupied by professional or business offices; and warehouse and other properties which include self-storage units auto services hospitality light industrial and other commercial enterprises as well as provides short-term and interest-only loans for acquisition and improvement of 1-4-unit residential properties. The company offers its products through a network of independent mortgage brokers for independent real estate investors and small business owners. Velocity Financial Inc. was founded in 2004 and is headquartered in Westlake Village California.

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VEL | US

Risk
12.7
Sharpe
1.51
Luna's Score
51/100
Recommendation
Hold

Luna says (VEL | US)

What's Working

Low 6-Month Volatility (<30%)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

Strong Revenue Growth (> 10%)

Strong Sharpe Ratio (> 1.2)

What's not Working

Negative Momentum (Declining Price)

Weakness based on declining price with high volume

Price Below SMA10D

Smallcap (300M - 2B USD)

High Market Beta (> 0.8)

High Short percentage (> 15%)

High Debt to Equity (> 0.75)

High Debt to Asset (> 0.45)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

10 days

11.0%

1 month

12.7%

3 months

13.5%

6 months

19.4%

Returns

Fundamental Ratios

PE

11.19

Fwd. PE

-

Price to book

1.38

Debt to equity

9.04

Debt to assets

0.87

Ent. to EBITDA

-

Ent. to rev.

26.41

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

641.33M

MarketCap(USD)

641.33M

Div. yield

-

Op. margin

47.13

Erngs. growth

16.30

Rev. growth

39.80

Ret. on equity

13.95

Short ratio

16.51

Short perc.

23.84

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

1.92

Range1M

2.07

Range3M

3.42

Volumes: Market Activity

Rel. volume

1.54

Price X volume

820.22K

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
loanDepot IncLDIMortgage Finance2.11680.63M-0.94%n/a1432.43%
Greystone Housing Impact Investors LPGHIMortgage Finance13.19304.50M-1.86%10.75271.85%
  • 1

Diversifiers

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Marketcap
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ONEWATER MARINE INC.ONEWRecreational Vehicles21.97352.77M-6.27%n/a286.96%
Marine Products CorporationMPXRecreational Vehicles9.38325.65M-4.19%13.230.00%
MCBC Holdings IncMCFTRecreational Vehicles16.86280.00M-3.55%34.2726.82%
AHGAHGMedical Distribution1238.18M5.98%n/a1.45%
MultiPlan CorporationMPLNHealthcare Plans11.02177.90M-5.65%n/a753.03%
REE Automotive Ltd. Class A Ordinary SharesREERecreational Vehicles7.55145.88M-0.79%n/a58.43%
Marpai Inc. Class A Common StockMRAIHealthcare Plans0.567.75M1.80%n/a-15.38%
Twin Vee PowerCats Co. Common StockVEEERecreational Vehicles0.46594.44M-2.96%n/a19.98%
Forza X1 IncFRZARecreational Vehicles0.192.99M-13.68%n/a0.97%
EZGO Technologies Ltd. Ordinary SharesEZGORecreational Vehicles1.062.71M0.00%n/a17.32%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue26.41-Expensive
PE Ratio11.1929.79Cheaper
Price to Book1.382.36Cheaper
Dividend Yield---
Std. Deviation (3M)13.51-Lower Risk
Debt to Equity9.0411.18Par
Debt to Assets0.870.60Expensive
Market Cap641.33M-Emerging
  • 1

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