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White Mountains Insurance Group Ltd

WTM | US

2,181.16

USD

-3.85

-0.18%

WTM | US

About White Mountains Insurance Group Ltd

Sector

Financial Services

Industry

Insurance-Property & Casualty

Earnings date

30/06/2024

As of date

19/03/2026

Close

2,181.16

Open

2,191.60

High

2,206.55

Low

2,159.77

White Mountains Insurance Group Ltd. through its subsidiaries provides insurance and other financial services in the United States. The company operates through five segments: HG Global/BAM Ark NSM Kudu and Other Operations. The HG Global/BAM segment provides insurance on municipal bonds issued to finance public purposes such as schools utilities and transportation facilities as well as reinsurance protection services. The Ark segment writes a portfolio of reinsurance and insurance including property marine and energy accident and health casualty and specialty products. The NSM segment operates as a managing general agent and program administrator for specialty property and casualty insurance to various sectors comprising specialty transportation real estate social services and pet. The Kudu segment provides capital solutions to boutique asset and wealth managers for generational ownership transfers management buyouts acquisitions and growth finances and legacy partner liquidity as well as strategic assistance to investees. The Other Operations segment offers insurance solutions to travel industry through broker channel and on a direct-to-consumer basis; and manages separate accounts and pooled investment vehicles for insurance-linked securities sectors including catastrophe bonds collateralized reinsurance investments and industry loss warranties of third-party clients. White Mountains Insurance Group Ltd. was incorporated in 1980 and is headquartered in Hamilton Bermuda.

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WTM | US

Risk
20.1
Sharpe
0.49
Luna's Score
58/100
Recommendation
Hold

Luna says (WTM | US)

What's Working

Low 6-Month Volatility (<30%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Equity (< 0.25)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

What's not Working

Weakness based on declining price with high volume

Price Below SMA10D

High Short-term Volatility

Midcap (2B - 10B USD)

Weak Operating Margin (< 10%)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

10 days

22.3%

1 month

20.1%

3 months

19.4%

6 months

25.8%

Returns

Fundamental Ratios

PE

9.76

Fwd. PE

-

Price to book

1.09

Debt to equity

0.12

Debt to assets

0.06

Ent. to EBITDA

-

Ent. to rev.

2.21

PEG

9.93

Other Fundamentals

EBITDA

681.10M

MarketCap

5.60B

MarketCap(USD)

5.60B

Div. yield

0.05

Op. margin

-1.67

Erngs. growth

32.20

Rev. growth

4.50

Ret. on equity

12.38

Short ratio

3.60

Short perc.

1.64

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

146.00

Range1M

164.70

Range3M

260.73

Volumes: Market Activity

Rel. volume

1.18

Price X volume

48.52M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
The Hanover Insurance Group IncTHGInsurance-Property & Casualty169.586.10B-0.49%20.6130.71%
Mercury General CorporationMCYInsurance-Property & Casualty87.964.87B0.13%11.6635.67%
Lemonade Inc.LMNDInsurance-Property & Casualty64.544.58B0.19%n/a10.60%
Selective Insurance Group IncSIGIInsurance-Property & Casualty73.734.49B-1.22%26.8917.41%
Hagerty IncHGTYInsurance-Property & Casualty10.243.49B-1.06%70.6786.21%
Palomar Holdings IncPLMRInsurance-Property & Casualty116.153.04B-0.94%25.550.00%
NMI Holdings IncNMIHInsurance-Property & Casualty37.252.97B0.08%9.5620.25%
RLI CorpRLIInsurance-Property & Casualty58.092.66B-1.56%22.247.37%
AmTrust Financial Services IncAFSIAInsurance-Property & Casualty13.252.62B-1.85%13.6143.85%
Stewart Information Services CorporationSTCInsurance-Property & Casualty60.311.69B-5.31%45.6741.98%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Colliers International Group IncCIGIReal Estate Services103.25.33B-2.22%50.24163.75%
General Cable CorporationBGCElectronic Components9.64.74B0.21%38.88186.12%
OSI Systems IncOSISElectronic Components284.534.71B5.40%19.6360.40%
Belden IncBDCElectronic Components114.284.66B0.32%25.45106.75%
AU Optronics CorpAUOTYElectronic Components4.843.76B-1.22%n/a87.77%
Newmark Group IncNMRKReal Estate Services14.663.63B0.55%59.40179.32%
OpenTable IncOPENReal Estate Services5.143.61B-2.65%n/a290.30%
QBTSQBTSComputer Hardware16.13.24B-2.37%n/a-336.57%
Rigetti Computing Inc. Common StockRGTIComputer Hardware15.412.95B-1.66%n/a19.72%
DBRGDBRGReal Estate Services15.372.86B0.26%6.1517.23%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue2.21-Cheaper
PE Ratio9.7620.51Cheaper
Price to Book1.093.13Cheaper
Dividend Yield0.05-Poor
Std. Deviation (3M)19.39-Lower Risk
Debt to Equity0.12-0.41Expensive
Debt to Assets0.060.14Cheaper
Market Cap5.60B-Emerging
  • 1

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