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Yirendai Ltd
YRD | US
5.93
USD0.10
1.72%
YRD | US
About Yirendai Ltd
Sector
Financial Services
Industry
Credit Services
Earnings date
30/06/2024
As of date
21/10/2024
Close
5.93
Open
5.81
High
6.00
Low
5.79
Yiren Digital Ltd. through its subsidiaries operates as an online consumer finance marketplace that connects borrowers and investors in the People's Republic of China. The company operates through Wealth Credit and Other segments. It offers loan facilitation services; and post-origination services such as cash processing collection and SMS services. It also distributes short-term cash management and insurance products. In addition the company offers consultancy; information technology support; referral; and IT system maintenance and customer support services. Further it involved in the provision of services for financing lease; and insurance brokerage and electronic commerce businesses. The company offers its products through a wealth management website and mobile application. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. Yiren Digital Ltd. was founded in 2012 and is based in Beijing the People's Republic of China. Yiren Digital Ltd. is a subsidiary of Creditease Holdings (Cayman) Limited.
View LessYRD | US
Risk
147.6
Sharpe
2.10
Luna's Score
63/100
Recommendation
Hold
Luna says (YRD | US)
What's Working
Good Dividend Yield (2% <= Dividend Yield <= 8%)
Low Market Beta (-0.4 to 0.8)
Value Stock (Price to Book < 3)
Strong Operating Margin (> 25%)
Strong Revenue Growth (> 10%)
Strong Sharpe Ratio (> 1.2)
What's not Working
Price Below SMA10D
High Short-term Volatility
High 6-Month Volatility (>65%)
Smallcap (300M - 2B USD)
Volatility Signals
Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.
Risk Meter
10 days
98.9%1 month
147.6%3 months
88.8%6 months
69.2%Returns
Fundamental Ratios
PE
1.82
Fwd. PE
3.07
Price to book
0.38
Debt to equity
-
Debt to assets
-
Ent. to EBITDA
-0.15
Ent. to rev.
0.00
PEG
1.24
Other Fundamentals
EBITDA
2.73B
MarketCap
515.52M
MarketCap(USD)
515.52M
Div. yield
3.43
Op. margin
47.92
Erngs. growth
-20.40
Rev. growth
13.00
Ret. on equity
25.34
Short ratio
1.14
Short perc.
0.93
Market Sentiment (SMA and Price signals)
Short-term: Bullish (SMA10D > SMA1M)
Intermediate-term: Bullish (SMA1M > SMA3M)
Long-term: Bullish (SMA6M > SMA12M)
SMAs: Stock Price Trends
Range10D
2.88
Range1M
4.77
Range3M
5.08
Volumes: Market Activity
Rel. volume
0.27
Price X volume
621.87K
Peers
Diversifiers
Industry Comparison
| Parameter | Company | Industry | Indicator |
|---|---|---|---|
| Enterprise to EBITDA | -0.15 | - | Cheaper |
| Ent. to Revenue | 0.00 | - | Cheaper |
| PE Ratio | 1.82 | 18.44 | Cheaper |
| Price to Book | 0.38 | 3.87 | Cheaper |
| Dividend Yield | 3.43 | - | Poor |
| Std. Deviation (3M) | 88.76 | - | Riskier |
| Debt to Equity | - | 6.69 | - |
| Debt to Assets | - | 0.42 | - |
| Market Cap | 515.52M | - | Emerging |
