ACI Worldwide Inc

ACI Worldwide Inc. a software company develops markets installs and supports a range of software products and solutions for facilitating digital payments in the United States and internationally. The company operates in three segments: Banks Merchants and Billers. The company offers ACI Acquiring a merchant management system to deliver digital innovation handle new payment methods and maximize margins; ACI Issuing a digital payment issuing solution for new payment offering and enable channels services endpoints and integrations from a single cloud-based or on-premises solution; and ACI Enterprise Payments Platform that provides payment processing and orchestration capabilities for digital payments. It also provides ACI Low Value Real-Time Payments a platform for processing real-time payments; and ACI High Value Real-Time Payments a payments engine that offers multi-bank multi-currency 24x7 payment processing and SWIFT messaging. In addition the company offers ACI Omni Commerce a scalable omni-channel payment processing platform; ACI Secure eCommerce solution; ACI Fraud Management a real-time approach to fraud management; and ACI Speedpay an integrated suite of digital billing payment disbursement and communication services. The company offers electronic bill presentment and payment services to consumer finance insurance healthcare higher education utility government and mortgage sectors; implementation services include product installations and configurations and custom software modifications; and business and technical consultancy on-site support product education and testing services as well as distributes or acts as a sales agent for software developed by third parties. It markets its products under the ACI Worldwide brand. The company was formerly known as Transaction Systems Architects Inc. and changed its name to ACI Worldwide Inc. in July 2007. The company was founded in 1975 and is based in Coral Gables Florida.