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Affirm Holdings Inc.

AFRM | US

44.43

USD

0.01

0.02%

AFRM | US

About Affirm Holdings Inc.

Sector

Technology

Industry

Information Technology Services

Earnings date

30/06/2024

As of date

19/03/2026

Close

44.43

Open

43.21

High

45.46

Low

42.78

Affirm Holdings Inc. operates a platform for digital and mobile-first commerce in the United States Canada and internationally. The company's platform includes point-of-sale payment solution for consumers merchant commerce solutions and a consumer-focused app. Its commerce platform agreements with originating banks and capital markets partners enables consumers to pay for a purchase over time with terms ranging from one to sixty months. As of June 30 2022 the company had approximately 235000 merchants integrated on its platform covering small businesses large enterprises direct-to-consumer brands brick-and-mortar stores and companies with an omni-channel presence. Its merchants represent a range of industries including sporting goods and outdoors furniture and homewares travel and ticketing apparel accessories consumer electronics and jewelry. Affirm Holdings Inc. was founded in 2012 and is headquartered in San Francisco California.

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AFRM | US

Risk
62.2
Sharpe
-0.05
Luna's Score
46/100
Recommendation
Hold

Luna says (AFRM | US)

What's Working

Largecap (10B - 200B USD)

Strong Revenue Growth (> 10%)

What's not Working

Price Below SMA10D

High Market Beta (> 0.8)

High Debt to Equity (> 0.75)

High Debt to Asset (> 0.45)

Weak Operating Margin (< 10%)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

10 days

58.3%

1 month

62.2%

3 months

60.2%

6 months

62.0%

Returns

Fundamental Ratios

PE

-

Fwd. PE

-

Price to book

5.00

Debt to equity

2.36

Debt to assets

0.68

Ent. to EBITDA

-45.40

Ent. to rev.

7.81

PEG

-

Other Fundamentals

EBITDA

-365.21M

MarketCap

13.82B

MarketCap(USD)

13.82B

Div. yield

-

Op. margin

-11.18

Erngs. growth

-

Rev. growth

47.90

Ret. on equity

-19.66

Short ratio

1.70

Short perc.

9.12

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

10.07

Range1M

10.11

Range3M

41.87

Volumes: Market Activity

Rel. volume

0.89

Price X volume

253.53M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
TransUnionTRUBusiness Services71.7113.93B-1.83%n/a129.38%
CACI International IncCACIInformation Technology Services612.9313.67B28.5654.54%
SYNNEX CorporationSNXBusiness Services155.3313.22B1.48%15.8549.61%
Gartner IncITInformation Technology Services159.2612.27B0.72%50.48467.32%
Jack Henry & Associates IncJKHYBusiness Services164.4311.99B-0.44%35.5911.38%
Wipro LimitedWITInformation Technology Services2.1911.44B0.00%26.760.00%
Booz Allen Hamilton Holding CorporationBAHBusiness Services80.8310.44B2.76%35.33334.97%
Morningstar IncMORNBusiness Services184.877.92B0.89%60.4674.51%
EPAM Systems IncEPAMInformation Technology Services135.677.72B1.26%28.924.89%
AURAURInformation Technology Services4.187.12B2.96%n/a6.58%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Molina Healthcare IncMOHHealthcare Plans142.218.33B-4.32%15.9049.23%
Dolby Laboratories IncDLBMedia - Diversified61.515.86B1.12%34.320.00%
Thor Industries IncTHORecreational Vehicles76.354.04B-2.12%23.4427.88%
Alignment Healthcare Inc. Common StockALHCHealthcare Plans18.163.47B-0.16%n/a177.78%
Cinemark Holdings IncCNKMedia - Diversified26.373.23B-0.98%27.93934.91%
Oscar Health Inc.OSCRHealthcare Plans13.33.22B-1.92%n/a26.28%
LCI IndustriesLCIIRecreational Vehicles121.053.08B-0.23%25.8277.66%
Polaris Industries IncPIIRecreational Vehicles52.432.92B1.41%14.48170.51%
Harley-Davidson IncHOGRecreational Vehicles17.62.32B2.39%7.33218.58%
IMAX CorporationIMAXMedia - Diversified36.621.93B-2.24%54.26110.44%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA-45.40-Cheaper
Ent. to Revenue7.81-Cheaper
PE Ratio-47.45-
Price to Book5.0011.45Cheaper
Dividend Yield---
Std. Deviation (3M)60.17-Riskier
Debt to Equity2.360.95Expensive
Debt to Assets0.680.28Expensive
Market Cap13.82B-Emerging
  • 1

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