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Affirm Holdings Inc.

AFRM | US

62.98

USD

-3.60

-5.41%

AFRM | US

About Affirm Holdings Inc.

Sector

Technology

Industry

Information Technology Services

Earnings date

30/06/2024

As of date

23/04/2026

Close

62.98

Open

65.51

High

66.02

Low

61.28

Affirm Holdings Inc. operates a platform for digital and mobile-first commerce in the United States Canada and internationally. The company's platform includes point-of-sale payment solution for consumers merchant commerce solutions and a consumer-focused app. Its commerce platform agreements with originating banks and capital markets partners enables consumers to pay for a purchase over time with terms ranging from one to sixty months. As of June 30 2022 the company had approximately 235000 merchants integrated on its platform covering small businesses large enterprises direct-to-consumer brands brick-and-mortar stores and companies with an omni-channel presence. Its merchants represent a range of industries including sporting goods and outdoors furniture and homewares travel and ticketing apparel accessories consumer electronics and jewelry. Affirm Holdings Inc. was founded in 2012 and is headquartered in San Francisco California.

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AFRM | US

Risk
64.6
Sharpe
0.60
Luna's Score
48/100
Recommendation
Hold

Luna says (AFRM | US)

What's Working

Largecap (10B - 200B USD)

Strong Revenue Growth (> 10%)

What's not Working

Weakness based on declining price with high volume

High Short-term Volatility

High Market Beta (> 0.8)

High Debt to Equity (> 0.75)

High Debt to Asset (> 0.45)

Weak Operating Margin (< 10%)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

10 days

74.0%

1 month

64.6%

3 months

65.5%

6 months

64.1%

Returns

Fundamental Ratios

PE

-

Fwd. PE

-

Price to book

5.00

Debt to equity

2.36

Debt to assets

0.68

Ent. to EBITDA

-45.40

Ent. to rev.

7.81

PEG

-

Other Fundamentals

EBITDA

-365.21M

MarketCap

19.59B

MarketCap(USD)

19.59B

Div. yield

-

Op. margin

-11.18

Erngs. growth

-

Rev. growth

47.90

Ret. on equity

-19.66

Short ratio

1.70

Short perc.

9.12

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bearish (SMA6M < SMA12M)

SMAs: Stock Price Trends

Range10D

21.15

Range1M

26.62

Range3M

32.13

Volumes: Market Activity

Rel. volume

1.12

Price X volume

348.60M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
ZTO Express (Cayman) IncZTOBusiness Services25.5120.85B-0.08%17.240.00%
Leidos Holdings IncLDOSInformation Technology Services147.619.88B-2.06%53.31115.87%
MongoDB IncMDBSoftware-Application258.1119.07B-4.24%n/a89.87%
SYNNEX CorporationSNXBusiness Services222.8318.96B-0.21%15.8549.61%
CDW CorporationCDWInformation Technology Services136.4718.23B-4.19%26.75284.80%
Broadridge Financial Solutions IncBRBusiness Services155.9518.23B-2.92%37.45164.97%
Atlassian Corporation PlcTEAMSoftware-Application67.6217.58B-8.63%n/a120.96%
ServiceNow IncNOWSoftware-Application84.7817.45B-17.75%167.5926.02%
Global Payments IncGPNBusiness Services67.8617.27B-5.25%18.7781.24%
Nomura Research Institute LtdNURAFInformation Technology Services29.3417.01B33.9268.72%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Molina Healthcare IncMOHHealthcare Plans174.710.24B14.18%15.9049.23%
Dolby Laboratories IncDLBMedia - Diversified62.966.00B-3.03%34.320.00%
Thor Industries IncTHORecreational Vehicles78.814.17B1.04%23.4427.88%
Alignment Healthcare Inc. Common StockALHCHealthcare Plans20.833.98B-0.86%n/a177.78%
Oscar Health Inc.OSCRHealthcare Plans16.433.97B-0.06%n/a26.28%
Cinemark Holdings IncCNKMedia - Diversified28.63.50B0.25%27.93934.91%
Polaris Industries IncPIIRecreational Vehicles59.413.31B1.50%14.48170.51%
Harley-Davidson IncHOGRecreational Vehicles23.383.08B1.96%7.33218.58%
LCI IndustriesLCIIRecreational Vehicles120.553.07B0.73%25.8277.66%
IMAX CorporationIMAXMedia - Diversified36.611.93B1.08%54.26110.44%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA-45.40-Cheaper
Ent. to Revenue7.81-Cheaper
PE Ratio-47.45-
Price to Book5.0011.45Cheaper
Dividend Yield---
Std. Deviation (3M)65.49-Riskier
Debt to Equity2.360.95Expensive
Debt to Assets0.680.28Expensive
Market Cap19.59B-Par
  • 1

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