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Atlanticus Holdings Corporation

ATLCP | US

23.21

USD

-0.28

-1.19%

ATLCP | US

About Atlanticus Holdings Corporation

Sector

Financial Services

Industry

Credit Services

Earnings date

30/06/2024

As of date

24/04/2026

Close

23.21

Open

23.28

High

23.48

Low

23.00

Atlanticus Holdings Corporation provides credit and related financial services and products to customers the United States. It operates in two segments Credit as a Service and Auto Finance. The Credit as a Service segment originates a range of consumer loan products such as private label and general purpose credit cards originated by lenders through various channels including retail and healthcare direct mail solicitation digital marketing and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services including consumer electronics furniture elective medical procedures healthcare and home-improvements by partnering with retailers and service providers. This segment also offers loan servicing such as risk management and customer service outsourcing for third parties; and engages in testing and investment activities in consumer finance technology platforms. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here pay-here and used car business. This segment also provides floor plan financing and installment lending products. It also invests in and services portfolios of credit card receivables. The company was founded in 1996 and is headquartered in Atlanta Georgia.

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ATLCP | US

Risk
21.7
Sharpe
0.41
Luna's Score
51/100
Recommendation
Hold

Luna says (ATLCP | US)

What's Working

Positive Momentum

Low 6-Month Volatility (<30%)

Strong Operating Margin (> 25%)

What's not Working

Weakness based on declining price with high volume

High Short-term Volatility

Smallcap (300M - 2B USD)

High Market Beta (> 0.8)

High Debt to Equity (> 0.75)

High Debt to Asset (> 0.45)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

10 days

17.1%

1 month

21.7%

3 months

15.4%

6 months

12.6%

Returns

Fundamental Ratios

PE

3.01

Fwd. PE

-

Price to book

-

Debt to equity

4.43

Debt to assets

0.74

Ent. to EBITDA

-

Ent. to rev.

-

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

628.22M

MarketCap(USD)

628.22M

Div. yield

8.34

Op. margin

31.46

Erngs. growth

-3.50

Rev. growth

1.50

Ret. on equity

18.87

Short ratio

0.12

Short perc.

0.26

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

1.37

Range1M

3.49

Range3M

4.44

Volumes: Market Activity

Rel. volume

1.04

Price X volume

165.44K

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Green Dot CorporationGDOTCredit Services12.2655.34M-0.16%n/a7.63%
Federal Agricultural Mortgage CorpAGM-PDCredit Services20.75608.03M0.29%2.201768.36%
Sezzle Inc. Common StockSEZLCredit Services78.7440.70M-1.32%31.93138.87%
Regional Management CorpRMCredit Services39.15397.59M1.03%12.60408.85%
LexinFintech Holdings LtdLXCredit Services2.14351.84M0.85%4.2851.60%
Citizens IncCIAInsurance-Life5.71284.75M2.51%13.630.00%
Runway Growth Finance Corp. Common StockRWAYCredit Services6.42247.47M0.00%14.32108.35%
Security National Financial CorporationSNFCACredit Services9.9239.77M0.51%11.0031.78%
X Financial American Depositary Shares each representing two Class AXYFCredit Services5.02238.01M1.41%1.767.13%
Medallion Financial CorpMFINCredit Services9.4217.79M-0.21%5.01645.04%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
The Marcus CorporationMCSMedia - Diversified18.78604.22M0.91%n/a83.32%
AMC Entertainment Holdings IncAMCMedia - Diversified1.64592.62M-1.80%n/a-511.14%
Ennis IncEBFBuilding Products & Equipment20.33528.66M-1.26%13.282.28%
Malibu Boats IncMBUURecreational Vehicles26.1521.76M-0.91%n/a1.50%
MCBC Holdings IncMCFTRecreational Vehicles23.53390.77M-0.88%34.2726.82%
AMC Networks IncAMCXMedia - Diversified8.47373.51M-3.31%6.32236.34%
Camping World Holdings IncCWHRecreational Vehicles7.48337.57M8.41%n/a3644.76%
ACCO Brands CorporationACCOBuilding Products & Equipment3.31317.09M1.85%n/a174.23%
Marine Products CorporationMPXRecreational Vehicles7.99277.39M-0.99%13.230.00%
CPI Card Group IncPMTSBuilding Products & Equipment18.17202.74M2.83%15.61-621.78%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue---
PE Ratio3.0118.44Cheaper
Price to Book-3.87-
Dividend Yield8.34-Leader
Std. Deviation (3M)15.42-Lower Risk
Debt to Equity4.436.69Cheaper
Debt to Assets0.740.42Expensive
Market Cap628.22M-Emerging
  • 1

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