Join over 2,000+ Investors
Register now and embark on your journey to informed and successful investing.
Regional Management Corp
RM | US
39.15
USD0.40
1.03%
RM | US
About Regional Management Corp
Sector
Financial Services
Industry
Credit Services
Earnings date
30/06/2024
As of date
24/04/2026
Close
39.15
Open
38.52
High
39.27
Low
37.84
Regional Management Corp. a diversified consumer finance company provides various installment loan products primarily to customers with limited access to consumer credit from banks thrifts credit card companies and other lenders in the United States. It offers small and large installment loans; and retail loans to finance the purchase of furniture appliances and other retail products. The company also provides insurance products including credit life credit accident and health credit property vehicle single interest and credit involuntary unemployment insurance; collateral protection insurance; and property insurance as well as reinsurance products. In addition its loans are sourced through branches centrally-managed direct mail campaigns and digital partners as well as its consumer website. The company was incorporated in 1987 and is headquartered in Greer South Carolina.
View LessRM | US
Risk
32.9
Sharpe
0.42
Luna's Score
46/100
Recommendation
Hold
Luna says (RM | US)
What's Working
Good Dividend Yield (2% <= Dividend Yield <= 8%)
Value Stock (Price to Book < 3)
What's not Working
Smallcap (300M - 2B USD)
High Market Beta (> 0.8)
High Debt to Equity (> 0.75)
High Debt to Asset (> 0.45)
Volatility Signals
Bearish: Increased Volatility (6-month > 1-month volatility)
Risk Meter
10 days
37.2%1 month
32.9%3 months
47.6%6 months
43.6%Returns
Fundamental Ratios
PE
12.60
Fwd. PE
6.28
Price to book
0.94
Debt to equity
4.09
Debt to assets
0.79
Ent. to EBITDA
-
Ent. to rev.
3.47
PEG
0.42
Other Fundamentals
EBITDA
117.22M
MarketCap
397.59M
MarketCap(USD)
397.59M
Div. yield
3.75
Op. margin
21.02
Erngs. growth
36.50
Rev. growth
7.10
Ret. on equity
7.47
Short ratio
13.63
Short perc.
4.95
Market Sentiment (SMA and Price signals)
Short-term: Bullish (SMA10D > SMA1M)
Intermediate-term: Bullish (SMA1M > SMA3M)
Long-term: Bullish (SMA6M > SMA12M)
SMAs: Stock Price Trends
Range10D
4.40
Range1M
9.76
Range3M
10.60
Volumes: Market Activity
Rel. volume
0.93
Price X volume
2.17M
Peers
Diversifiers
Industry Comparison
| Parameter | Company | Industry | Indicator |
|---|---|---|---|
| Enterprise to EBITDA | - | - | - |
| Ent. to Revenue | 3.47 | - | Cheaper |
| PE Ratio | 12.60 | 18.44 | Cheaper |
| Price to Book | 0.94 | 3.87 | Cheaper |
| Dividend Yield | 3.75 | - | Poor |
| Std. Deviation (3M) | 47.62 | - | Par |
| Debt to Equity | 4.09 | 6.69 | Cheaper |
| Debt to Assets | 0.79 | 0.42 | Expensive |
| Market Cap | 397.59M | - | Emerging |
