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Regional Management Corp
RM | US
32.24
USD-0.96
-2.89%
RM | US
About Regional Management Corp
Sector
Financial Services
Industry
Credit Services
Earnings date
30/06/2024
As of date
06/03/2026
Close
32.24
Open
32.30
High
32.35
Low
31.03
Regional Management Corp. a diversified consumer finance company provides various installment loan products primarily to customers with limited access to consumer credit from banks thrifts credit card companies and other lenders in the United States. It offers small and large installment loans; and retail loans to finance the purchase of furniture appliances and other retail products. The company also provides insurance products including credit life credit accident and health credit property vehicle single interest and credit involuntary unemployment insurance; collateral protection insurance; and property insurance as well as reinsurance products. In addition its loans are sourced through branches centrally-managed direct mail campaigns and digital partners as well as its consumer website. The company was incorporated in 1987 and is headquartered in Greer South Carolina.
View LessRM | US
Risk
66.6
Sharpe
-0.03
Luna's Score
39/100
Recommendation
Sell
Luna says (RM | US)
What's Working
Good Dividend Yield (2% <= Dividend Yield <= 8%)
Value Stock (Price to Book < 3)
What's not Working
Price Below SMA10D
High Short-term Volatility
Smallcap (300M - 2B USD)
High Market Beta (> 0.8)
High Debt to Equity (> 0.75)
High Debt to Asset (> 0.45)
Weak Sharpe Ratio (< 0.3)
Volatility Signals
Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.
Risk Meter
10 days
54.9%1 month
66.6%3 months
48.1%6 months
43.3%Returns
Fundamental Ratios
PE
12.60
Fwd. PE
6.28
Price to book
0.94
Debt to equity
4.09
Debt to assets
0.79
Ent. to EBITDA
-
Ent. to rev.
3.47
PEG
0.42
Other Fundamentals
EBITDA
117.22M
MarketCap
327.42M
MarketCap(USD)
327.42M
Div. yield
3.75
Op. margin
21.02
Erngs. growth
36.50
Rev. growth
7.10
Ret. on equity
7.47
Short ratio
13.63
Short perc.
4.95
Market Sentiment (SMA and Price signals)
Short-term: Bearish (SMA10D < SMA1M)
Intermediate-term: Bearish (SMA1M < SMA3M)
Long-term: Bullish (SMA6M > SMA12M)
SMAs: Stock Price Trends
Range10D
4.10
Range1M
10.03
Range3M
10.03
Volumes: Market Activity
Rel. volume
0.60
Price X volume
1.30M
Peers
Diversifiers
Industry Comparison
| Parameter | Company | Industry | Indicator |
|---|---|---|---|
| Enterprise to EBITDA | - | - | - |
| Ent. to Revenue | 3.47 | - | Cheaper |
| PE Ratio | 12.60 | 18.44 | Cheaper |
| Price to Book | 0.94 | 3.87 | Cheaper |
| Dividend Yield | 3.75 | - | Poor |
| Std. Deviation (3M) | 48.08 | - | Par |
| Debt to Equity | 4.09 | 6.69 | Cheaper |
| Debt to Assets | 0.79 | 0.42 | Expensive |
| Market Cap | 327.42M | - | Emerging |
