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City Holding Company

CHCO | US

116.62

USD

-1.19

-1.01%

CHCO | US

About City Holding Company

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

18/03/2026

Close

116.62

Open

117.02

High

117.38

Low

113.21

City Holding Company operates as a holding company for City National Bank of West Virginia that provides various banking trust and investment management and other financial solutions in the United States. The company offers checking savings and money market accounts as well as certificates of deposit and individual retirement accounts. It also provides commercial and industrial loans that consist of loans to corporate and other legal entity borrowers primarily in small to mid-size industrial and commercial companies; commercial real estate loans comprising commercial mortgages which are secured by nonresidential and multi-family residential properties; residential real estate loans to consumers for the purchase or refinance of residence; first-priority home equity loans; consumer loans that are secured and unsecured by automobiles boats recreational vehicles certificates of deposit and other personal property; and demand deposit account overdrafts. In addition the company offers mortgage banking services including fixed and adjustable-rate mortgages construction financing land loans production of conventional and government insured mortgages secondary marketing and mortgage servicing. Further it provides deposit services for commercial customers comprising treasury management lockbox and other cash management services; merchant credit card services; wealth management trust investment and custodial services for commercial and individual customers; and corporate trust and institutional custody financial and estate planning and retirement plan services as well as automated-teller-machine interactive-teller-machine mobile banking interactive voice response systems and credit and debit card services. City Holding Company was founded in 1957 and is headquartered in Charleston West Virginia.

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CHCO | US

Risk
16.7
Sharpe
-0.15
Luna's Score
51/100
Recommendation
Hold

Luna says (CHCO | US)

What's Working

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

Negative Momentum (Declining Price)

Weakness based on declining price with high volume

Price Below SMA10D

Smallcap (300M - 2B USD)

Declining Revenue (< 0%)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

10 days

12.5%

1 month

16.7%

3 months

18.2%

6 months

18.9%

Returns

Fundamental Ratios

PE

15.35

Fwd. PE

16.23

Price to book

2.59

Debt to equity

0.69

Debt to assets

0.07

Ent. to EBITDA

-

Ent. to rev.

6.91

PEG

1.88

Other Fundamentals

EBITDA

-

MarketCap

1.71B

MarketCap(USD)

1.71B

Div. yield

2.61

Op. margin

50.64

Erngs. growth

-9.30

Rev. growth

-3.10

Ret. on equity

17.53

Short ratio

17.37

Short perc.

9.52

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

9.05

Range1M

15.29

Range3M

15.81

Volumes: Market Activity

Rel. volume

1.51

Price X volume

20.33M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Stock Yards Bancorp IncSYBTBanks - Regional - US62.091.83B-1.93%18.4569.35%
OFG BancorpOFGBanks - Regional - US38.691.80B-0.85%9.8734.48%
Columbia Financial IncCLBKBanks - Regional - US17.181.80B-1.49%96.72162.62%
First Commonwealth Financial CorporationFCFBanks - Regional - US16.651.70B-0.72%11.1452.93%
1st Source CorporationSRCEBanks - Regional - US66.121.62B-1.43%11.9937.00%
Napco Security Technologies IncNSSCSecurity & Protection Services42.561.57B-2.36%31.033.08%
Northwest Bancshares IncNWBISavings & Cooperative Banks12.091.54B-0.33%16.9931.25%
TriCo BancsharesTCBKBanks - Regional - US45.951.52B-1.50%13.1932.00%
S&T Bancorp IncSTBABanks - Regional - US39.591.51B-0.93%11.2727.50%
Ship Finance International LimitedSFLFurnishings Fixtures & Appliances10.21.49B0.69%11.32258.17%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Pitney Bowes IncPBIBuilding Products & Equipment9.81.76B-5.50%n/a-571.93%
HNI CorporationHNIBuilding Products & Equipment35.321.66B-4.93%22.1276.47%
ARLO TECHNOLOGIES INCARLOBuilding Products & Equipment14.191.42B0.71%n/a19.46%
Lincoln Educational Services CorporationLINCBuilding Products & Equipment38.641.22B-2.20%51.6088.92%
Janus International Group Inc.JBIBuilding Products & Equipment5.46793.46M-0.55%11.62116.21%
HUYA IncHUYAMedia - Diversified3.46783.25M9.84%n/a0.00%
Latham Group Inc.SWIMBuilding Products & Equipment5.76665.72M-5.11%65.1877.00%
AHGAHGMedical Distribution2.44581.16M5.63%n/a1.45%
Ennis IncEBFBuilding Products & Equipment20.44531.52M-2.20%13.282.28%
The Marcus CorporationMCSMedia - Diversified15.8508.34M0.25%n/a83.32%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue6.91-Cheaper
PE Ratio15.3518.44Par
Price to Book2.593,795.44Cheaper
Dividend Yield2.61-Par
Std. Deviation (3M)18.22-Lower Risk
Debt to Equity0.690.66Par
Debt to Assets0.070.08Par
Market Cap1.71B-Emerging
  • 1

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