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1st Source Corporation

SRCE | US

74.76

USD

0.11

0.15%

SRCE | US

About 1st Source Corporation

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

20/04/2026

Close

74.76

Open

74.46

High

75.64

Low

74.46

1st Source Corporation operates as the bank holding company for 1st Source Bank that provides commercial and consumer banking services trust and wealth advisory services and insurance products to individual and business clients. Its consumer banking services include checking and savings accounts; certificates of deposit; individual retirement accounts; online and mobile banking products; consumer loans real estate mortgage loans and home equity lines of credit; and financial planning financial literacy and other consultative services as well as debit and credit cards. The company also offers commercial small business agricultural and real estate loans for general corporate purposes including financing for industrial and commercial properties equipment inventories accounts receivables and renewable energy and acquisition financing; and commercial leasing treasury management and retirement planning services. In addition it provides trust investment agency and custodial services comprising administration of estates and personal trusts as well as management of investment accounts for individuals employee benefit plans and charitable foundations. Further the company offers equipment loan and lease products for construction equipment new and pre-owned aircraft auto and light trucks and medium and heavy duty trucks; and finances construction equipment aircrafts medium and heavy duty trucks step vans vocational work trucks motor coaches shuttle buses funeral cars automobiles and other equipment. Additionally it provides corporate and personal property casualty and individual and group health and life insurance products and services. 1st Source Corporation was founded in 1863 and is headquartered in South Bend Indiana.

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SRCE | US

Risk
18.5
Sharpe
1.57
Luna's Score
76/100
Recommendation
Buy

Luna says (SRCE | US)

What's Working

Positive Momentum

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

Strong Sharpe Ratio (> 1.2)

What's not Working

Smallcap (300M - 2B USD)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

10 days

20.9%

1 month

18.5%

3 months

21.3%

6 months

21.2%

Returns

Fundamental Ratios

PE

11.99

Fwd. PE

-

Price to book

1.47

Debt to equity

0.37

Debt to assets

0.04

Ent. to EBITDA

-

Ent. to rev.

4.91

PEG

2.03

Other Fundamentals

EBITDA

-

MarketCap

1.83B

MarketCap(USD)

1.83B

Div. yield

2.30

Op. margin

50.77

Erngs. growth

14.40

Rev. growth

6.60

Ret. on equity

12.18

Short ratio

2.28

Short perc.

0.79

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

5.15

Range1M

9.40

Range3M

11.88

Volumes: Market Activity

Rel. volume

0.83

Price X volume

9.65M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
OFG BancorpOFGBanks - Regional - US42.551.98B-0.14%9.8734.48%
Columbia Financial IncCLBKBanks - Regional - US18.411.93B-0.81%96.72162.62%
First Commonwealth Financial CorporationFCFBanks - Regional - US18.791.92B-0.11%11.1452.93%
City Holding CompanyCHCOBanks - Regional - US126.121.85B-0.87%15.3568.83%
Northwest Bancshares IncNWBISavings & Cooperative Banks13.381.70B-0.52%16.9931.25%
S&T Bancorp IncSTBABanks - Regional - US44.361.70B0.48%11.2727.50%
Napco Security Technologies IncNSSCSecurity & Protection Services45.911.69B1.17%31.033.08%
Live Oak Bancshares IncLOBSavings & Cooperative Banks37.381.68B-0.21%20.2212.25%
Richelieu Hardware LtdRHUHFFurnishings Fixtures & Appliances29.741.66B24.1630.00%
TriCo BancsharesTCBKBanks - Regional - US501.65B-0.60%13.1932.00%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
IMAX CorporationIMAXMedia - Diversified35.951.89B2.45%54.26110.44%
HNI CorporationHNIBuilding Products & Equipment37.851.78B-0.24%22.1276.47%
ARLO TECHNOLOGIES INCARLOBuilding Products & Equipment14.971.50B-1.45%n/a19.46%
Lincoln Educational Services CorporationLINCBuilding Products & Equipment41.141.29B-1.93%51.6088.92%
Janus International Group Inc.JBIBuilding Products & Equipment5.75835.60M3.79%11.62116.21%
HUYA IncHUYAMedia - Diversified3.16715.34M-0.63%n/a0.00%
Latham Group Inc.SWIMBuilding Products & Equipment6.18714.27M-2.52%65.1877.00%
AMC Entertainment Holdings IncAMCMedia - Diversified1.83661.28M-1.61%n/a-511.14%
The Marcus CorporationMCSMedia - Diversified19.26619.66M-2.83%n/a83.32%
Ennis IncEBFBuilding Products & Equipment19.76513.84M-8.81%13.282.28%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue4.91-Cheaper
PE Ratio11.9918.44Cheaper
Price to Book1.473,795.44Cheaper
Dividend Yield2.30-Poor
Std. Deviation (3M)21.26-Lower Risk
Debt to Equity0.370.66Cheaper
Debt to Assets0.040.08Cheaper
Market Cap1.83B-Emerging
  • 1

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