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1st Source Corporation

SRCE | US

66.20

USD

-0.63

-0.94%

SRCE | US

About 1st Source Corporation

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

20/03/2026

Close

66.20

Open

66.86

High

67.13

Low

66.01

1st Source Corporation operates as the bank holding company for 1st Source Bank that provides commercial and consumer banking services trust and wealth advisory services and insurance products to individual and business clients. Its consumer banking services include checking and savings accounts; certificates of deposit; individual retirement accounts; online and mobile banking products; consumer loans real estate mortgage loans and home equity lines of credit; and financial planning financial literacy and other consultative services as well as debit and credit cards. The company also offers commercial small business agricultural and real estate loans for general corporate purposes including financing for industrial and commercial properties equipment inventories accounts receivables and renewable energy and acquisition financing; and commercial leasing treasury management and retirement planning services. In addition it provides trust investment agency and custodial services comprising administration of estates and personal trusts as well as management of investment accounts for individuals employee benefit plans and charitable foundations. Further the company offers equipment loan and lease products for construction equipment new and pre-owned aircraft auto and light trucks and medium and heavy duty trucks; and finances construction equipment aircrafts medium and heavy duty trucks step vans vocational work trucks motor coaches shuttle buses funeral cars automobiles and other equipment. Additionally it provides corporate and personal property casualty and individual and group health and life insurance products and services. 1st Source Corporation was founded in 1863 and is headquartered in South Bend Indiana.

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SRCE | US

Risk
20.7
Sharpe
0.16
Luna's Score
52/100
Recommendation
Hold

Luna says (SRCE | US)

What's Working

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

Negative Momentum (Declining Price)

Weakness based on declining price with high volume

Price Below SMA10D

High Current Volume and Negative 1-Day Return

Smallcap (300M - 2B USD)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

10 days

12.3%

1 month

20.7%

3 months

20.9%

6 months

21.9%

Returns

Fundamental Ratios

PE

11.99

Fwd. PE

-

Price to book

1.47

Debt to equity

0.37

Debt to assets

0.04

Ent. to EBITDA

-

Ent. to rev.

4.91

PEG

2.03

Other Fundamentals

EBITDA

-

MarketCap

1.62B

MarketCap(USD)

1.62B

Div. yield

2.30

Op. margin

50.77

Erngs. growth

14.40

Rev. growth

6.60

Ret. on equity

12.18

Short ratio

2.28

Short perc.

0.79

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

3.69

Range1M

6.86

Range3M

11.68

Volumes: Market Activity

Rel. volume

3.24

Price X volume

32.55M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
First Commonwealth Financial CorporationFCFBanks - Regional - US16.841.72B0.12%11.1452.93%
City Holding CompanyCHCOBanks - Regional - US116.991.72B-0.87%15.3568.83%
Richelieu Hardware LtdRHUHFFurnishings Fixtures & Appliances29.851.66B24.1630.00%
Northwest Bancshares IncNWBISavings & Cooperative Banks12.211.56B-0.08%16.9931.25%
S&T Bancorp IncSTBABanks - Regional - US39.921.53B-0.55%11.2727.50%
TriCo BancsharesTCBKBanks - Regional - US46.081.52B-1.20%13.1932.00%
Ship Finance International LimitedSFLFurnishings Fixtures & Appliances10.361.51B-1.24%11.32258.17%
Napco Security Technologies IncNSSCSecurity & Protection Services40.651.50B-3.95%31.033.08%
Live Oak Bancshares IncLOBSavings & Cooperative Banks31.851.43B0.22%20.2212.25%
National Bank Holdings CorporationNBHCBanks - Regional - US37.481.42B-1.37%13.128.72%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
HNI CorporationHNIBuilding Products & Equipment33.991.60B-1.51%22.1276.47%
ARLO TECHNOLOGIES INCARLOBuilding Products & Equipment14.351.43B-3.37%n/a19.46%
Lincoln Educational Services CorporationLINCBuilding Products & Equipment37.421.18B-2.30%51.6088.92%
Janus International Group Inc.JBIBuilding Products & Equipment5.25762.94M-2.23%11.62116.21%
HUYA IncHUYAMedia - Diversified3.04688.17M-7.60%n/a0.00%
Latham Group Inc.SWIMBuilding Products & Equipment5.55641.45M0.73%65.1877.00%
AHGAHGMedical Distribution2.36562.10M-2.48%n/a1.45%
Ennis IncEBFBuilding Products & Equipment20.44531.52M-0.05%13.282.28%
The Marcus CorporationMCSMedia - Diversified15.88510.92M-0.87%n/a83.32%
AMC Entertainment Holdings IncAMCMedia - Diversified0.9807354.38M-4.79%n/a-511.14%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue4.91-Cheaper
PE Ratio11.9918.44Cheaper
Price to Book1.473,795.44Cheaper
Dividend Yield2.30-Poor
Std. Deviation (3M)20.91-Lower Risk
Debt to Equity0.370.66Cheaper
Debt to Assets0.040.08Cheaper
Market Cap1.62B-Emerging
  • 1

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