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Customers Bancorp Inc

CUBI | US

64.72

USD

-1.78

-2.68%

CUBI | US

About Customers Bancorp Inc

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

13/03/2026

Close

64.72

Open

66.93

High

66.95

Low

64.60

Customers Bancorp Inc. operates as the bank holding company for Customers Bank that provides financial products and services to individual consumers and small and middle market businesses. The company provides deposit banking products which includes commercial and consumer checking non-interest-bearing and interest-bearing demand MMDA savings and time deposit accounts. Its lending business offers commercial and industrial commercial real estate and multifamily and residential mortgage loans; SBA lending and financing; specialty lending includes fund finance real estate specialty finance technology and venture healthcare and financial institutions group finance; commercial loans to mortgage companies and commercial equipment financing; and fund finance which includes secured and variable rate financing private equity funds and cash management services. In addition the company provides digital banking including Banking-as-a-Service to fintech companies payments and treasury services to businesses and consumer loans through fintech companies and the TassatPay an blockchain-based instant B2B payments platform which offers instant payments including over-the-counter desks exchanges liquidity providers market makers funds and other B2B verticals. Further it offers mobile phone and internet banking wire transfers electronic bill payment lock box remote deposit capture courier merchant processing cash vault controlled disbursements positive pay and cash management services such as account reconciliation collections and sweep accounts. The company was incorporated in 2010 and is headquartered in West Reading Pennsylvania.

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CUBI | US

Risk
36.2
Sharpe
0.64
Luna's Score
54/100
Recommendation
Hold

Luna says (CUBI | US)

What's Working

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

Strong Revenue Growth (> 10%)

What's not Working

Negative Momentum (Declining Price)

Price Below SMA10D

Midcap (2B - 10B USD)

High Market Beta (> 0.8)

High Debt to Equity (> 0.75)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

10 days

37.1%

1 month

36.2%

3 months

38.0%

6 months

36.1%

Returns

Fundamental Ratios

PE

6.28

Fwd. PE

-

Price to book

0.92

Debt to equity

0.77

Debt to assets

0.06

Ent. to EBITDA

-

Ent. to rev.

3.80

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

2.05B

MarketCap(USD)

2.05B

Div. yield

-

Op. margin

48.38

Erngs. growth

19.40

Rev. growth

14.50

Ret. on equity

16.02

Short ratio

7.83

Short perc.

11.17

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

6.96

Range1M

11.42

Range3M

18.81

Volumes: Market Activity

Rel. volume

0.72

Price X volume

19.32M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
First BancorpFBNCBanks - Regional - US53.192.20B-0.95%15.827.61%
First Merchants CorporationFRMEBanks - Regional - US36.432.13B-0.33%12.4553.06%
Banner CorporationBANRBanks - Regional - US59.062.04B-0.47%13.962.36%
Enterprise Financial Services CorpEFSCBanks - Regional - US53.331.99B-0.45%11.6423.50%
WesBanco IncWSBCBanks - Regional - US33.331.99B0.54%14.8473.10%
NBT Bancorp IncNBTBBanks - Regional - US41.471.96B0.53%17.7932.56%
Merchants BancorpMBINBanks - Regional - US41.661.91B-1.16%6.8661.88%
Stock Yards Bancorp IncSYBTBanks - Regional - US63.071.85B1.01%18.4569.35%
Columbia Financial IncCLBKBanks - Regional - US17.481.83B0.29%96.72162.62%
OFG BancorpOFGBanks - Regional - US39.291.83B0.23%9.8734.48%
  • 1

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  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue3.80-Cheaper
PE Ratio6.2818.44Cheaper
Price to Book0.923,795.44Cheaper
Dividend Yield---
Std. Deviation (3M)37.98-Par
Debt to Equity0.770.66Par
Debt to Assets0.060.08Par
Market Cap2.05B-Emerging
  • 1

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