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Esquire Financial Holdings Inc

ESQ | US

105.47

USD

-0.68

-0.64%

ESQ | US

About Esquire Financial Holdings Inc

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

20/03/2026

Close

105.47

Open

106.15

High

107.00

Low

104.75

Esquire Financial Holdings Inc. operates as the bank holding company for Esquire Bank National Association that provides commercial banking products and services to legal industry and small businesses and commercial and retail customers in the United States. The company offers checking savings money market and time deposits as well as certificates of deposit. It also provides commercial loans such as short-term financing for inventory receivables the purchase of supplies or other operating needs arising during the normal course of business as well as loans to its qualified merchant customers; commercial lines of credit; consumer loans consisting of post-settlement consumer and structured settlement loans to plaintiffs and claimants as well as loans to individuals for debt consolidation medical expenses living expenses payment of outstanding bills or other consumer needs; and real estate loans such as multifamily 1-4 family residential commercial real estate and construction loans as well as merchant services. Esquire Financial Holdings Inc. was founded in 2006 and is headquartered in Jericho New York.

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ESQ | US

Risk
40.9
Sharpe
1.28
Luna's Score
67/100
Recommendation
Buy

Luna says (ESQ | US)

What's Working

Low Market Beta (-0.4 to 0.8)

Low Debt to Equity (< 0.25)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

Strong Revenue Growth (> 10%)

Strong Sharpe Ratio (> 1.2)

What's not Working

Negative Momentum (Declining Price)

Weakness based on declining price with high volume

High Short-term Volatility

Smallcap (300M - 2B USD)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

10 days

45.7%

1 month

40.9%

3 months

38.0%

6 months

33.4%

Returns

Fundamental Ratios

PE

13.87

Fwd. PE

-

Price to book

2.54

Debt to equity

0.01

Debt to assets

0.00

Ent. to EBITDA

-

Ent. to rev.

4.72

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

876.90M

MarketCap(USD)

876.90M

Div. yield

0.90

Op. margin

49.32

Erngs. growth

13.60

Rev. growth

16.30

Ret. on equity

20.32

Short ratio

8.22

Short perc.

3.40

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

20.45

Range1M

20.45

Range3M

40.81

Volumes: Market Activity

Rel. volume

1.56

Price X volume

14.75M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Univest Corporation of PennsylvaniaUVSPBanks - Regional - US32.95961.18M-0.27%11.5751.96%
First Mid-Illinois Bancshares IncFMBHBanks - Regional - US39.44942.82M-0.45%12.8375.24%
Southside Bancshares IncSBSIBanks - Regional - US30.1911.02M0.37%12.71116.38%
Capitol Federal Financial IncCFFNSavings & Cooperative Banks7910.01M-0.57%n/a224.52%
Metropolitan Bank Holding CorpMCBBanks - Regional - US80.34899.24M-0.69%10.9240.17%
Northeast BancorpNBNBanks - Regional - US106.34874.60M-1.23%11.3597.03%
Old Second Bancorp IncOSBCBanks - Regional - US19.45872.35M-0.66%9.2650.65%
Mercantil Bank Holding CorporationAMTBBanks - Regional - US20.71855.88M-0.34%34.34139.48%
Heritage Financial CorporationHFWABanks - Regional - US24.69851.71M-1.32%17.9561.36%
Central Pacific Financial CorpCPFBanks - Regional - US30.51825.71M-0.52%14.1036.57%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Janus International Group Inc.JBIBuilding Products & Equipment5.25762.94M-2.23%11.62116.21%
HUYA IncHUYAMedia - Diversified3.04688.17M-7.60%n/a0.00%
Latham Group Inc.SWIMBuilding Products & Equipment5.55641.45M0.73%65.1877.00%
AHGAHGMedical Distribution2.36562.10M-2.48%n/a1.45%
Ennis IncEBFBuilding Products & Equipment20.44531.52M-0.05%13.282.28%
The Marcus CorporationMCSMedia - Diversified15.88510.92M-0.87%n/a83.32%
AMC Entertainment Holdings IncAMCMedia - Diversified0.9807354.38M-4.79%n/a-511.14%
AMC Networks IncAMCXMedia - Diversified6.81300.31M2.56%6.32236.34%
ACCO Brands CorporationACCOBuilding Products & Equipment2.87274.94M-2.55%n/a174.23%
CPI Card Group IncPMTSBuilding Products & Equipment13.18147.06M-5.59%15.61-621.78%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue4.72-Cheaper
PE Ratio13.8718.44Cheaper
Price to Book2.543,795.44Cheaper
Dividend Yield0.90-Poor
Std. Deviation (3M)38.00-Par
Debt to Equity0.010.66Cheaper
Debt to Assets0.000.08Cheaper
Market Cap876.90M-Emerging
  • 1

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