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Heritage Financial Corporation

HFWA | US

24.72

USD

-0.34

-1.36%

HFWA | US

About Heritage Financial Corporation

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

18/03/2026

Close

24.72

Open

24.92

High

25.10

Low

24.60

Heritage Financial Corporation operates as the bank holding company for Heritage Bank that provides various financial services to small and medium sized businesses and individuals in the United States. The company accepts various deposit products such as noninterest demand deposits interest bearing demand deposits money market accounts savings accounts personal checking accounts and certificates of deposit. Its loan portfolio includes commercial and industrial loans owner-occupied and non-owner occupied commercial real estate loans one-to-four family residential loans real estate construction and land development loans consumer loans commercial business loans lines of credit term equipment financing and term real estate loans as well as commercial business loans to a range of businesses in industries that include real estate and rental and leasing healthcare accommodation and food services retail trade and construction. The company also originates loans that are guaranteed by the U.S. Small Business Administration; and offers trust services as well as objective advice. The company was formerly known as Heritage Financial Corporation M.H.C. and changed its name to Heritage Financial Corporation in 1998. Heritage Financial Corporation was founded in 1927 and is headquartered in Olympia Washington.

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HFWA | US

Risk
23.2
Sharpe
0.10
Luna's Score
46/100
Recommendation
Hold

Luna says (HFWA | US)

What's Working

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

Negative Momentum (Declining Price)

Weakness based on declining price with high volume

Price Below SMA10D

Smallcap (300M - 2B USD)

Declining Revenue (< 0%)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

10 days

17.4%

1 month

23.2%

3 months

33.6%

6 months

30.9%

Returns

Fundamental Ratios

PE

17.95

Fwd. PE

12.22

Price to book

0.92

Debt to equity

0.61

Debt to assets

0.07

Ent. to EBITDA

-

Ent. to rev.

5.98

PEG

2.13

Other Fundamentals

EBITDA

-

MarketCap

852.75M

MarketCap(USD)

852.75M

Div. yield

4.02

Op. margin

31.27

Erngs. growth

-14.80

Rev. growth

-10.00

Ret. on equity

5.31

Short ratio

2.48

Short perc.

1.45

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

2.09

Range1M

4.55

Range3M

5.62

Volumes: Market Activity

Rel. volume

1.39

Price X volume

9.86M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
First Mid-Illinois Bancshares IncFMBHBanks - Regional - US38.99932.07M-0.99%12.8375.24%
Capitol Federal Financial IncCFFNSavings & Cooperative Banks6.94902.21M-0.72%n/a224.52%
Southside Bancshares IncSBSIBanks - Regional - US29.64897.09M-1.00%12.71116.38%
Metropolitan Bank Holding CorpMCBBanks - Regional - US78.92883.34M-1.30%10.9240.17%
Northeast BancorpNBNBanks - Regional - US106.69877.48M-1.99%11.3597.03%
Esquire Financial Holdings IncESQBanks - Regional - US105.32875.65M-1.87%13.870.84%
Old Second Bancorp IncOSBCBanks - Regional - US19.28864.73M-1.38%9.2650.65%
Mercantil Bank Holding CorporationAMTBBanks - Regional - US20.32839.76M-2.78%34.34139.48%
Central Pacific Financial CorpCPFBanks - Regional - US30.47824.63M-0.59%14.1036.57%
TrustCo Bank Corp NYTRSTBanks - Regional - US42.29803.95M-0.63%13.0520.11%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Janus International Group Inc.JBIBuilding Products & Equipment5.46793.46M-0.55%11.62116.21%
HUYA IncHUYAMedia - Diversified3.46783.25M9.84%n/a0.00%
Latham Group Inc.SWIMBuilding Products & Equipment5.76665.72M-5.11%65.1877.00%
AHGAHGMedical Distribution2.44581.16M5.63%n/a1.45%
Ennis IncEBFBuilding Products & Equipment20.44531.52M-2.20%13.282.28%
The Marcus CorporationMCSMedia - Diversified15.8508.34M0.25%n/a83.32%
Cosmos Group Holdings IncCOSGMedia - Diversified0.17389.81M183.33%n/a-91.95%
AMC Entertainment Holdings IncAMCMedia - Diversified1.03372.20M-5.45%n/a-511.14%
AMC Networks IncAMCXMedia - Diversified6.74297.22M-3.16%6.32236.34%
ACCO Brands CorporationACCOBuilding Products & Equipment3.06293.14M-4.67%n/a174.23%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue5.98-Cheaper
PE Ratio17.9518.44Par
Price to Book0.923,795.44Cheaper
Dividend Yield4.02-Leader
Std. Deviation (3M)33.55-Par
Debt to Equity0.610.66Par
Debt to Assets0.070.08Par
Market Cap852.75M-Emerging
  • 1

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