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Hanmi Financial Corporation

HAFC | US

29.57

USD

1.97

7.14%

HAFC | US

About Hanmi Financial Corporation

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

22/04/2026

Close

29.57

Open

28.24

High

29.72

Low

28.24

Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. It offers various deposit products including noninterest-bearing checking accounts interest-bearing checking and savings accounts negotiable order of withdrawal accounts money market accounts and certificates of deposit. The company also provides real estate loans such as commercial property construction and residential property loans; and commercial and industrial loans such as commercial term loans and commercial lines of credit as well as international finance and trade services and products comprising letters of credit and import and export financing. In addition it offers consumer loans secured and unsecured loans home equity loans residential mortgages and credit cards; finance lending to small and middle market businesses; and small business administration loans for business purposes which comprise owner-occupied commercial real estate business acquisitions start-ups franchise financing working capital improvements and renovations inventory and equipment and debt-refinancing as well as equipment lease financing. The company was founded in 1982 and is headquartered in Los Angeles California.

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HAFC | US

Risk
31.1
Sharpe
1.15
Luna's Score
63/100
Recommendation
Hold

Luna says (HAFC | US)

What's Working

Positive Momentum

Strength based on increasing price with high volume

High Current Volume and Positive 1-Day Return

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

Smallcap (300M - 2B USD)

High Market Beta (> 0.8)

Declining Revenue (< 0%)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

10 days

40.1%

1 month

31.1%

3 months

41.7%

6 months

35.3%

Returns

Fundamental Ratios

PE

9.39

Fwd. PE

9.14

Price to book

0.90

Debt to equity

0.66

Debt to assets

0.06

Ent. to EBITDA

-

Ent. to rev.

4.47

PEG

2.14

Other Fundamentals

EBITDA

-

MarketCap

895.04M

MarketCap(USD)

895.04M

Div. yield

4.76

Op. margin

36.69

Erngs. growth

-28.90

Rev. growth

-9.40

Ret. on equity

9.75

Short ratio

3.70

Short perc.

2.75

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

2.39

Range1M

4.29

Range3M

5.66

Volumes: Market Activity

Rel. volume

2.84

Price X volume

20.96M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Metropolitan Bank Holding CorpMCBBanks - Regional - US87.63980.83M-1.37%10.9240.17%
Mercantil Bank Holding CorporationAMTBBanks - Regional - US23.64976.96M0.34%34.34139.48%
Old Second Bancorp IncOSBCBanks - Regional - US21.21951.29M-0.75%9.2650.65%
Heritage Financial CorporationHFWABanks - Regional - US27.335942.95M0.76%17.9561.36%
Central Pacific Financial CorpCPFBanks - Regional - US34.09922.60M-0.03%14.1036.57%
Esquire Financial Holdings IncESQBanks - Regional - US109.94914.07M-1.41%13.870.84%
FSB Bancorp IncFSBCBanks - Regional - US40.56864.72M0.77%13.1021.26%
TrustCo Bank Corp NYTRSTBanks - Regional - US45.06856.61M-2.68%13.0520.11%
Trinity Capital CorpTRINBanks - Regional - US16.04856.06M1.26%8.37113.53%
Business First Bancshares IncBFSTBanks - Regional - US28.21829.83M-0.42%10.7767.44%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Janus International Group Inc.JBIBuilding Products & Equipment5.48796.36M-0.54%11.62116.21%
HUYA IncHUYAMedia - Diversified3.21726.65M5.25%n/a0.00%
Latham Group Inc.SWIMBuilding Products & Equipment6.01694.62M1.01%65.1877.00%
AMC Entertainment Holdings IncAMCMedia - Diversified1.71617.92M2.40%n/a-511.14%
The Marcus CorporationMCSMedia - Diversified18.64599.72M0.81%n/a83.32%
Ennis IncEBFBuilding Products & Equipment20.33528.66M2.73%13.282.28%
AHGAHGMedical Distribution1.98471.60M0.00%n/a1.45%
AMC Networks IncAMCXMedia - Diversified8.73384.98M1.75%6.32236.34%
ACCO Brands CorporationACCOBuilding Products & Equipment3.32318.05M0.91%n/a174.23%
CPI Card Group IncPMTSBuilding Products & Equipment17.79198.50M-0.89%15.61-621.78%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue4.47-Cheaper
PE Ratio9.3918.44Cheaper
Price to Book0.903,795.44Cheaper
Dividend Yield4.76-Leader
Std. Deviation (3M)41.74-Riskier
Debt to Equity0.660.66Par
Debt to Assets0.060.08Cheaper
Market Cap895.04M-Emerging
  • 1

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