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EZCORP Inc

EZPW | US

25.87

USD

-0.11

-0.42%

EZPW | US

About EZCORP Inc

Sector

Financial Services

Industry

Credit Services

Earnings date

30/06/2024

As of date

13/03/2026

Close

25.87

Open

26.17

High

26.39

Low

25.82

EZCORP Inc. provides pawn services in the United States and Latin America. The company operates through three segments: U.S. Pawn Latin America Pawn and Other Investments. It offers pawn loans collateralized by tangible personal property jewelry consumer electronics tools sporting goods and musical instruments. The company also sells merchandise primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers. In addition it offers EZ+ a web-based application that allow customers to manage their pawn transactions layaways and loyalty rewards online. As of September 30 2022 the company owned and operated 515 pawn stores in the United States; 528 pawn stores in Mexico; and 132 pawn stores in Guatemala El Salvador and Honduras. EZCORP Inc. was incorporated in 1989 and is headquartered in Austin Texas.

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EZPW | US

Risk
32.3
Sharpe
2.65
Luna's Score
49/100
Recommendation
Hold

Luna says (EZPW | US)

What's Working

Positive Momentum

Strong P/E, and PEG ratio indicator

Value Stock (Price to Book < 3)

Strong Sharpe Ratio (> 1.2)

What's not Working

Price Below SMA10D

High Short-term Volatility

Smallcap (300M - 2B USD)

High Market Beta (> 0.8)

High Short percentage (> 15%)

High Debt to Equity (> 0.75)

Weak Operating Margin (< 10%)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

10 days

41.1%

1 month

32.3%

3 months

39.6%

6 months

35.1%

Returns

Fundamental Ratios

PE

9.67

Fwd. PE

9.36

Price to book

0.81

Debt to equity

0.76

Debt to assets

0.40

Ent. to EBITDA

5.03

Ent. to rev.

0.91

PEG

0.35

Other Fundamentals

EBITDA

140.55M

MarketCap

1.42B

MarketCap(USD)

1.42B

Div. yield

-

Op. margin

7.88

Erngs. growth

2.10

Rev. growth

10.00

Ret. on equity

10.15

Short ratio

17.34

Short perc.

22.57

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

2.92

Range1M

3.53

Range3M

8.21

Volumes: Market Activity

Rel. volume

0.66

Price X volume

15.57M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
LendingClub CorporationLCCredit Services13.81.54B-2.34%33.372.93%
Common StockFINVCredit Services5.241.36B0.19%5.350.00%
OAKTREE SPECIALTY LENDING CORPORATION - COMMON STOCKOCSLCredit Services11.1912.92M-0.98%18.89113.44%
Navient CorporationNAVICredit Services8.13889.50M0.87%11.001923.98%
Barings BDC IncBBDCCredit Services8.09855.58M-0.37%9.19113.15%
OPFIOPFICredit Services8.28845.87M-0.24%13.652119.01%
World Acceptance CorporationWRLDCredit Services133.81783.40M-1.67%8.93136.27%
NerdWallet Inc. Class A Common StockNRDSCredit Services9.93781.56M-4.15%n/a2.06%
Atlanticus Holdings CorporationATLCCredit Services47.96707.16M-9.08%8.88442.84%
PRA Group IncPRAACredit Services16.73659.45M-0.77%213.00285.96%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
ARLO TECHNOLOGIES INCARLOBuilding Products & Equipment13.61.36B0.67%n/a19.46%
Lincoln Educational Services CorporationLINCBuilding Products & Equipment37.611.18B0.89%51.6088.92%
Winnebago Industries IncWGORecreational Vehicles33.87980.71M1.26%22.5356.33%
HUYA IncHUYAMedia - Diversified3.37762.87M4.33%n/a0.00%
Janus International Group Inc.JBIBuilding Products & Equipment5.17751.31M-1.15%11.62116.21%
Latham Group Inc.SWIMBuilding Products & Equipment6.02695.77M-1.79%65.1877.00%
Fox Factory Holding CorpFOXFRecreational Vehicles15.5646.09M-2.08%42.0564.69%
Ennis IncEBFBuilding Products & Equipment21.15549.98M-0.52%13.282.28%
Malibu Boats IncMBUURecreational Vehicles25.75514.76M-0.08%n/a1.50%
The Marcus CorporationMCSMedia - Diversified15.67504.16M-1.63%n/a83.32%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA5.03-Cheaper
Ent. to Revenue0.91-Cheaper
PE Ratio9.6718.44Cheaper
Price to Book0.813.87Cheaper
Dividend Yield---
Std. Deviation (3M)39.62-Par
Debt to Equity0.766.69Cheaper
Debt to Assets0.400.42Par
Market Cap1.42B-Emerging
  • 1

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