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OPFI
OPFI | US
8.57
USD-0.09
-1.04%
OPFI | US
About OPFI
Sector
Financial Services
Industry
Credit Services
Earnings date
30/06/2024
As of date
23/04/2026
Close
8.57
Open
8.65
High
8.66
Low
8.48
OppFi Inc. operates a financial technology platform that allows banks to offer lending products. Its platform facilitates the OppLoans an installment loan product; SalaryTap a payroll deduction secured installment loan product; and OppFi Card a credit card product. The company was founded in 2012 and is headquartered in Chicago Illinois.
View LessOPFI | US
Risk
31.0
Sharpe
-0.07
Luna's Score
49/100
Recommendation
Hold
Luna says (OPFI | US)
What's Working
Strong Operating Margin (> 25%)
Strong Revenue Growth (> 10%)
What's not Working
Smallcap (300M - 2B USD)
High Market Beta (> 0.8)
High Debt to Equity (> 0.75)
High Debt to Asset (> 0.45)
Weak Sharpe Ratio (< 0.3)
Volatility Signals
Bearish: Increased Volatility (6-month > 1-month volatility)
Risk Meter
10 days
30.6%1 month
31.0%3 months
35.1%6 months
38.5%Returns
Fundamental Ratios
PE
13.65
Fwd. PE
5.61
Price to book
5.24
Debt to equity
21.19
Debt to assets
0.55
Ent. to EBITDA
5.85
Ent. to rev.
0.71
PEG
-
Other Fundamentals
EBITDA
-
MarketCap
875.49M
MarketCap(USD)
875.49M
Div. yield
-
Op. margin
39.14
Erngs. growth
14.10
Rev. growth
18.80
Ret. on equity
29.20
Short ratio
5.67
Short perc.
6.14
Market Sentiment (SMA and Price signals)
Short-term: Bullish (SMA10D > SMA1M)
Intermediate-term: Bearish (SMA1M < SMA3M)
Long-term: Bearish (SMA6M < SMA12M)
SMAs: Stock Price Trends
Range10D
1.05
Range1M
1.64
Range3M
2.90
Volumes: Market Activity
Rel. volume
0.87
Price X volume
2.45M
Peers
Diversifiers
Industry Comparison
| Parameter | Company | Industry | Indicator |
|---|---|---|---|
| Enterprise to EBITDA | 5.85 | - | Cheaper |
| Ent. to Revenue | 0.71 | - | Cheaper |
| PE Ratio | 13.65 | 18.44 | Cheaper |
| Price to Book | 5.24 | 3.87 | Expensive |
| Dividend Yield | - | - | - |
| Std. Deviation (3M) | 35.08 | - | Lower Risk |
| Debt to Equity | 21.19 | 6.69 | Expensive |
| Debt to Assets | 0.55 | 0.42 | Expensive |
| Market Cap | 875.49M | - | Emerging |
