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First Northern Community Bancorp

FNRN | US

15.50

USD

-0.25

-1.59%

FNRN | US

About First Northern Community Bancorp

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

24/04/2026

Close

15.50

Open

15.70

High

15.70

Low

14.41

First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals and small to medium sized businesses. The company accepts demand deposits interest-bearing transaction deposits savings and money market deposit accounts and time deposits. It also offers commercial commercial real estate agriculture residential mortgage residential construction and consumer loans. In addition the company offers debit and credit cards; investment and brokerage services; alternative investment products and fiduciary and other financial services; and equipment leasing merchant card processing payroll and international banking services through third parties. Further it provides cashier's checks safe deposit boxes and other customary banking services. The company operates branches located in the cities of Auburn Davis Dixon Fairfield Rancho Cordova Roseville Sacramento Vacaville West Sacramento Winters and Woodland; satellite banking office inside a retirement community in the city of Davis; residential mortgage loan office in Davis; and commercial loan office in the Contra Costa County city of Walnut Creek. First Northern Community Bancorp was founded in 1910 and is headquartered in Dixon California.

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FNRN | US

Risk
48.2
Sharpe
2.99
Luna's Score
57/100
Recommendation
Hold

Luna says (FNRN | US)

What's Working

Low 6-Month Volatility (<30%)

Low Market Beta (-0.4 to 0.8)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

Strong Sharpe Ratio (> 1.2)

What's not Working

Weakness based on declining price with high volume

High Current Volume and Negative 1-Day Return

Microcap (<300M USD)

Declining Revenue (< 0%)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

10 days

13.8%

1 month

48.2%

3 months

30.9%

6 months

22.4%

Returns

Fundamental Ratios

PE

8.16

Fwd. PE

-

Price to book

0.95

Debt to equity

-

Debt to assets

-

Ent. to EBITDA

-

Ent. to rev.

2.24

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

240.54M

MarketCap(USD)

240.54M

Div. yield

-

Op. margin

38.48

Erngs. growth

-3.30

Rev. growth

-1.70

Ret. on equity

13.36

Short ratio

-

Short perc.

-

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

1.53

Range1M

1.79

Range3M

2.44

Volumes: Market Activity

Rel. volume

4.39

Price X volume

422.55K

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Fidelity D & D Bancorp IncFDBCBanks - Regional - US46.03264.02M-0.24%18.8559.43%
First National CorporationFXNCBanks - Regional - US28.21252.79M0.21%16.4653.61%
Ames National CorporationATLOBanks - Regional - US28.05252.23M-0.43%18.5275.78%
Flexsteel Industries IncFLXSFurnishings Fixtures & Appliances48.2250.81M-0.17%22.7146.83%
The Lovesac CompanyLOVEFurnishings Fixtures & Appliances16.07250.03M-4.06%54.4290.24%
Norwood Financial CorpNWFLBanks - Regional - US30.86249.51M0.03%17.58115.50%
Franklin Financial Services CorporationFRAFBanks - Regional - US56.03247.03M-0.41%9.74222.36%
First United CorporationFUNCBanks - Regional - US38.18246.86M0.58%14.0882.17%
C&F Financial CorporationCFFIBanks - Regional - US75.52246.72M1.25%10.6054.38%
Hawthorn Bancshares IncHWBKBanks - Regional - US34.45240.69M-1.15%40.00108.29%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
CPI Card Group IncPMTSBuilding Products & Equipment18.17202.74M2.83%15.61-621.78%
Cosmos Group Holdings IncCOSGMedia - Diversified0.0662151.80M1.85%n/a-91.95%
Kewaunee Scientific CorporationKEQUBuilding Products & Equipment36.11103.70M0.00%5.1619.82%
Virco Mfg. CorporationVIRCBuilding Products & Equipment6.1199.53M1.16%9.0939.79%
ILAGILAGBuilding Products & Equipment3.970.43M6.56%n/a5.48%
Reading International IncRDIMedia - Diversified1.1632.75M1.75%n/a4054.78%
Antelope Enterprise Holdings LimitedAEHLBuilding Products & Equipment0.51657.55M-0.67%0.0316.03%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue2.24-Cheaper
PE Ratio8.1618.44Cheaper
Price to Book0.953,795.44Cheaper
Dividend Yield---
Std. Deviation (3M)30.85-Par
Debt to Equity-0.66-
Debt to Assets-0.08-
Market Cap240.54M-Emerging
  • 1

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