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Midland States Bancorp Inc

MSBI | US

21.70

USD

0.68

3.24%

MSBI | US

About Midland States Bancorp Inc

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

23/03/2026

Close

21.70

Open

21.51

High

22.23

Low

21.45

Midland States Bancorp Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals businesses municipalities and other entities. It operates through Banking Wealth Management and Other segments. The company provides a range of financial products and services to consumers and businesses including commercial loans to finance agricultural equipment and production; and commercial real estate loans for owner occupied offices warehouses and production facilities office buildings hotels mixed-use residential and commercial facilities retail centers multifamily properties and assisted living facilities. In addition it offers construction and land development loans such as real estate investment properties and residential developments and lesser extent loans; and residential real estate loans which includes first and second mortgage loans and home equity lines of credit consisting of loans secured by first or second mortgages on primarily owner occupied primary residences. The company also provides consumer installment loans for the purchase of cars boats and other recreational vehicles as well as for the purchase of major appliances and other home improvement projects; and commercial equipment leasing programs for manufacturing construction transportation and healthcare industries. Further it offers deposit products including checking savings money market and certificates of deposit as well as sweep accounts; and trust and wealth management services such as financial and estate planning trustee and custodial investment management tax insurance and business planning corporate retirement plan consulting and administration and retail brokerage services. The company was founded in 1881 and is headquartered in Effingham Illinois.

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MSBI | US

Risk
35.3
Sharpe
0.66
Luna's Score
51/100
Recommendation
Hold

Luna says (MSBI | US)

What's Working

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

What's not Working

Smallcap (300M - 2B USD)

High Debt to Equity (> 0.75)

Declining Revenue (< 0%)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

10 days

27.1%

1 month

35.3%

3 months

30.2%

6 months

37.9%

Returns

Fundamental Ratios

PE

12.01

Fwd. PE

-

Price to book

0.76

Debt to equity

0.97

Debt to assets

0.10

Ent. to EBITDA

-

Ent. to rev.

4.48

PEG

2.20

Other Fundamentals

EBITDA

-

MarketCap

464.23M

MarketCap(USD)

464.23M

Div. yield

5.22

Op. margin

19.07

Erngs. growth

-76.70

Rev. growth

-22.00

Ret. on equity

6.75

Short ratio

2.14

Short perc.

1.14

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

2.59

Range1M

3.96

Range3M

4.92

Volumes: Market Activity

Rel. volume

0.97

Price X volume

2.76M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Unity Bancorp IncUNTYBanks - Regional - US50.76506.58M2.79%10.05104.28%
Bar Harbor BanksharesBHBBanks - Regional - US32488.55M2.14%11.3288.83%
Home Bancorp IncHBCPSavings & Cooperative Banks60.47487.96M1.53%9.8774.07%
Capital Bancorp IncCBNKBanks - Regional - US29.5487.53M2.72%10.4518.10%
Financial Institutions IncFISIBanks - Regional - US31.3484.29M2.32%8.1777.04%
Farmers National Banc CorpFMNBBanks - Regional - US12.84482.48M1.99%11.17127.05%
First Foundation IncFFWMBanks - Regional - US5.85481.72M2.45%51.13202.52%
Sierra BancorpBSRRBanks - Regional - US33.3481.41M2.62%12.1489.45%
Bridgewater Bancshares IncBWBBanks - Regional - US17.34474.25M2.36%14.3186.57%
Kearny Financial CorpKRNYSavings & Cooperative Banks7.31472.08M2.52%n/a228.92%
  • 1

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Cosmos Group Holdings IncCOSGMedia - Diversified0.0531121.76M4.12%n/a-91.95%
Virco Mfg. CorporationVIRCBuilding Products & Equipment6.14100.02M3.89%9.0939.79%
Kewaunee Scientific CorporationKEQUBuilding Products & Equipment34.5399.16M1.26%5.1619.82%
Reading International IncRDIBMedia - Diversified9.675.31M20.00%n/a4054.78%
ILAGILAGBuilding Products & Equipment2.3943.16M1.70%n/a5.48%
Reading International IncRDIMedia - Diversified1.2134.16M3.42%n/a4054.78%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue4.48-Cheaper
PE Ratio12.0118.44Cheaper
Price to Book0.763,795.44Cheaper
Dividend Yield5.22-Leader
Std. Deviation (3M)30.22-Par
Debt to Equity0.970.66Expensive
Debt to Assets0.100.08Expensive
Market Cap464.23M-Emerging
  • 1

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