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Unity Bancorp Inc

UNTY | US

50.71

USD

-0.05

-0.10%

UNTY | US

About Unity Bancorp Inc

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

24/03/2026

Close

50.71

Open

50.26

High

51.29

Low

50.26

Unity Bancorp Inc. operates as a bank holding company for Unity Bank that provides commercial and retail banking services to individuals small and medium sized businesses and professional communities. The company offers personal and business checking accounts time deposits money market accounts and savings accounts as well as noninterest and interest-bearing demand deposits. It also provides small business administration loans; commercial loans; and residential mortgage and consumer loans including residential real estate home equity lines and loans and residential construction lines as well as personal loans. The company was incorporated in 1991 and is based in Clinton New Jersey.

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UNTY | US

Risk
22.7
Sharpe
0.54
Luna's Score
55/100
Recommendation
Hold

Luna says (UNTY | US)

What's Working

Low 6-Month Volatility (<30%)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

Weakness based on declining price with high volume

Smallcap (300M - 2B USD)

High Market Beta (> 0.8)

High Debt to Equity (> 0.75)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

10 days

16.9%

1 month

22.7%

3 months

26.0%

6 months

29.3%

Returns

Fundamental Ratios

PE

10.05

Fwd. PE

9.01

Price to book

1.38

Debt to equity

1.04

Debt to assets

0.11

Ent. to EBITDA

-

Ent. to rev.

6.43

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

506.09M

MarketCap(USD)

506.09M

Div. yield

1.33

Op. margin

55.73

Erngs. growth

10.30

Rev. growth

6.10

Ret. on equity

14.80

Short ratio

1.29

Short perc.

0.35

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

3.22

Range1M

6.17

Range3M

8.78

Volumes: Market Activity

Rel. volume

1.38

Price X volume

3.32M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Arrow Financial CorporationAROWBanks - Regional - US33.24556.19M-0.24%15.4835.69%
Mid Penn Bancorp IncMPBBanks - Regional - US31.63540.44M-0.09%11.7149.71%
Peoples Financial Services CorpPFISBanks - Regional - US53.31531.81M1.04%20.1647.61%
SunTrust Banks IncSTIBanks - Regional - US5.59526.47M2.01%n/a-18.73%
Home Bancorp IncHBCPSavings & Cooperative Banks61.4495.46M1.54%9.8774.07%
Bar Harbor BanksharesBHBBanks - Regional - US32.11490.23M0.34%11.3288.83%
Capital Bancorp IncCBNKBanks - Regional - US29.43486.37M-0.24%10.4518.10%
Financial Institutions IncFISIBanks - Regional - US31.4485.83M0.32%8.1777.04%
Sierra BancorpBSRRBanks - Regional - US33.5484.30M0.60%12.1489.45%
First Foundation IncFFWMBanks - Regional - US5.87483.37M0.34%51.13202.52%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Ennis IncEBFBuilding Products & Equipment21.38555.96M1.23%13.282.28%
The Marcus CorporationMCSMedia - Diversified16.81540.84M1.88%n/a83.32%
AHGAHGMedical Distribution2.27540.67M-5.42%n/a1.45%
AMC Entertainment Holdings IncAMCMedia - Diversified0.9959359.87M-2.36%n/a-511.14%
AMC Networks IncAMCXMedia - Diversified6.77298.54M-2.31%6.32236.34%
ACCO Brands CorporationACCOBuilding Products & Equipment2.95282.60M1.37%n/a174.23%
CPI Card Group IncPMTSBuilding Products & Equipment14.13157.66M0.28%15.61-621.78%
Virco Mfg. CorporationVIRCBuilding Products & Equipment6.0698.71M-1.30%9.0939.79%
Kewaunee Scientific CorporationKEQUBuilding Products & Equipment34.1898.16M-1.01%5.1619.82%
Reading International IncRDIBMedia - Diversified9.574.52M-1.04%n/a4054.78%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue6.43-Cheaper
PE Ratio10.0518.44Cheaper
Price to Book1.383,795.44Cheaper
Dividend Yield1.33-Poor
Std. Deviation (3M)25.96-Lower Risk
Debt to Equity1.040.66Expensive
Debt to Assets0.110.08Expensive
Market Cap506.09M-Emerging
  • 1

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