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NCINO INC.

NCNO | US

15.20

USD

-0.30

-1.94%

NCNO | US

About NCINO INC.

Sector

Technology

Industry

Software-Application

Earnings date

31/07/2024

As of date

20/03/2026

Close

15.20

Open

15.34

High

15.60

Low

14.85

nCino Inc. a software-as-a-service company provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System a secure cloud-based solution which empowers bank employees and leaders with true insight into the bank through an end-to-end platform that spans business lines and combines customer relationship management customer onboarding account opening loan origination deposit accounts workflow credit analysis enterprise content management and instant reporting capabilities. The company's nCino IQ an application suite that utilizes data analytics and artificial intelligence and machine learning to provide its customers with automation and insights into their operations such as tools for analyzing measuring and managing credit risk as well as to enhance their ability to comply with regulatory requirements. It also offers SimpleNexus a suite of products that enables loan officers borrowers real estate agents settlement agents and others to engage in the homeownership process from internet-enabled device. The company serves financial institution customers including global financial institutions enterprise banks regional banks community banks credit unions new market entrants and independent mortgage banks through sales team comprising business development representatives account executives field sales engineers and customer success managers. nCino Inc. was incorporated in 2011 and is headquartered in Wilmington North Carolina.

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NCNO | US

Risk
46.9
Sharpe
-1.11
Luna's Score
54/100
Recommendation
Hold

Luna says (NCNO | US)

What's Working

Low Market Beta (-0.4 to 0.8)

Low Debt to Equity (< 0.25)

Low Debt to Asset (< 0.2)

Strong Revenue Growth (> 10%)

What's not Working

Weakness based on declining price with high volume

Price Below SMA10D

Smallcap (300M - 2B USD)

Weak Operating Margin (< 10%)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

10 days

27.7%

1 month

46.9%

3 months

50.1%

6 months

44.4%

Returns

Fundamental Ratios

PE

-

Fwd. PE

-

Price to book

3.89

Debt to equity

0.10

Debt to assets

0.08

Ent. to EBITDA

238.43

Ent. to rev.

8.25

PEG

-

Other Fundamentals

EBITDA

24.83M

MarketCap

1.76B

MarketCap(USD)

1.76B

Div. yield

-

Op. margin

-5.20

Erngs. growth

-

Rev. growth

12.90

Ret. on equity

-2.76

Short ratio

5.37

Short perc.

11.47

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bearish (SMA6M < SMA12M)

SMAs: Stock Price Trends

Range10D

2.11

Range1M

3.28

Range3M

12.71

Volumes: Market Activity

Rel. volume

1.09

Price X volume

38.72M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
AvePoint IncAVPTSoftware-Infrastructure10.31.92B-1.34%n/a6.76%
EverCommerce Inc. Common StockEVCMSoftware-Infrastructure10.351.91B-0.77%n/a69.95%
Barnes Group IncBDiversified Industrials37.141.89B-2.98%n/a91.38%
Braze Inc. Class A Common StockBRZESoftware-Application18.331.88B-4.58%n/a19.37%
Appian CorporationAPPNSoftware-Infrastructure25.321.83B-2.13%n/a-705.44%
EVERTEC IncEVTCSoftware-Infrastructure27.861.78B-1.59%31.70201.47%
SEMrush Holdings Inc.SEMRSoftware-Application11.931.75B0.08%124.275.48%
DeVry Education Group IncDVSoftware-Application10.051.71B0.10%51.038.20%
Payoneer Global Inc. Common StockPAYOSoftware-Infrastructure4.471.71B-1.76%32.125.79%
Alkami Technology Inc. Common StockALKTSoftware-Application16.821.66B-0.65%n/a5.81%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Rogers CorporationROGElectronic Components98.581.83B-3.76%33.661.52%
CTS CorporationCTSElectronic Components46.171.40B-2.18%27.1917.62%
Babcock & Wilcox Enterprises IncBWElectronic Components15.181.40B-3.13%n/a-267.72%
Preformed Line Products CompanyPLPCElectronic Components263.091.29B0.16%15.3611.33%
Energizer Holdings IncENRElectronic Components16.711.20B-0.89%233.212689.63%
American Superconductor CorporationAMSCElectronic Components28.741.10B-6.29%n/a2.95%
Allient Inc.ALNTElectronic Components60.341.02B-1.63%16.3397.78%
OUSTOUSTElectronic Components20.05969.02M-4.80%n/a39.55%
Winnebago Industries IncWGORecreational Vehicles33.41967.39M0.97%22.5356.33%
HUYA IncHUYAMedia - Diversified3.04688.17M-7.60%n/a0.00%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA238.43-Expensive
Ent. to Revenue8.25-Expensive
PE Ratio-50.43-
Price to Book3.899.90Cheaper
Dividend Yield---
Std. Deviation (3M)50.09-Par
Debt to Equity0.100.13Cheaper
Debt to Assets0.080.22Cheaper
Market Cap1.76B-Emerging
  • 1

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