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Orange County Bancorp Inc. /DE/

OBT | US

30.77

USD

-0.63

-2.01%

OBT | US

About Orange County Bancorp Inc. /DE/

Sector

Financial Services

Industry

Banks-Regional

Earnings date

30/06/2024

As of date

18/03/2026

Close

30.77

Open

31.17

High

31.24

Low

30.43

Orange County Bancorp Inc. through its subsidiaries provides commercial and consumer banking products and services and trust and wealth management services to small businesses middle-market enterprises local municipal governments and affluent individuals. It accepts various deposit products including interest-bearing and noninterest-bearing demand accounts money market deposit accounts savings accounts and certificates of deposit. The company also offers commercial real estate loans commercial and industrial loans commercial real estate construction loans residential real estate loans home equity loans and consumer loans. In addition it provides traditional trust and administration asset management financial planning and wealth management services. The company operates full-service branches in Orange Westchester Rockland and Bronx counties in New York as well as loan production office. Orange County Bancorp Inc. was founded in 1892 and is headquartered in Middletown New York.

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OBT | US

Risk
21.8
Sharpe
0.70
Luna's Score
58/100
Recommendation
Hold

Luna says (OBT | US)

What's Working

Low 6-Month Volatility (<30%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

Negative Momentum (Declining Price)

Price Below SMA10D

Microcap (<300M USD)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

10 days

24.5%

1 month

21.8%

3 months

27.3%

6 months

29.4%

Returns

Fundamental Ratios

PE

9.28

Fwd. PE

-

Price to book

1.83

Debt to equity

0.45

Debt to assets

0.03

Ent. to EBITDA

-

Ent. to rev.

3.63

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

174.27M

MarketCap(USD)

174.27M

Div. yield

1.61

Op. margin

41.41

Erngs. growth

-9.80

Rev. growth

0.20

Ret. on equity

21.29

Short ratio

2.20

Short perc.

0.67

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bullish (SMA1M > SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

3.97

Range1M

8.46

Range3M

10.01

Volumes: Market Activity

Rel. volume

0.95

Price X volume

1.50M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
First Capital IncFCAPSavings & Cooperative Banks46.8156.87M-2.30%9.8631.20%
Seritage Growth PropertiesSRGREIT-Retail2.77155.86M-1.07%n/a63.74%
Provident Financial Holdings IncPROVSavings & Cooperative Banks15.93109.33M-0.56%14.47183.54%
Bridger Aerospace Group Holdings Inc. Common StockBAERSecurity & Protection Services2.04108.46M-3.77%n/a542.59%
Riverview Bancorp IncRVSBSavings & Cooperative Banks5.05106.54M-1.94%47.5095.01%
Lake Shore Bancorp IncLSBKSavings & Cooperative Banks14.5783.59M0.00%18.5926.75%
Pathfinder Bancorp IncPBHCSavings & Cooperative Banks13.1880.40M-0.15%13.32169.82%
First Northwest BancorpFNWBSavings & Cooperative Banks8.6376.69M-2.60%n/a197.24%
Broadway Financial CorporationBYFCSavings & Cooperative Banks7.6870.13M-1.41%22.42135.28%
Home Loan Financial CorporationHLFNSavings & Cooperative Banks41.1157.71M7.76109.94%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
CPI Card Group IncPMTSBuilding Products & Equipment13.93155.43M-3.60%15.61-621.78%
Kewaunee Scientific CorporationKEQUBuilding Products & Equipment34.2798.42M-1.81%5.1619.82%
Virco Mfg. CorporationVIRCBuilding Products & Equipment6.0298.06M-3.83%9.0939.79%
Reading International IncRDIBMedia - Diversified10.6283.31M-0.09%n/a4054.78%
ILAGILAGBuilding Products & Equipment2.1238.29Mn/a5.48%
Reading International IncRDIMedia - Diversified1.1432.18M5.56%n/a4054.78%
Antelope Enterprise Holdings LimitedAEHLBuilding Products & Equipment1.6824.55M-9.19%0.0316.03%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue3.63-Cheaper
PE Ratio9.2818.83Cheaper
Price to Book1.831.20Expensive
Dividend Yield1.61-Poor
Std. Deviation (3M)27.34-Lower Risk
Debt to Equity0.450.42Par
Debt to Assets0.030.05Cheaper
Market Cap174.27M-Emerging
  • 1

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