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SoFi Technologies Inc. Common Stock

SOFI | US

17.74

USD

-0.84

-4.52%

SOFI | US

About SoFi Technologies Inc. Common Stock

Sector

Financial Services

Industry

Credit Services

Earnings date

30/06/2024

As of date

02/06/2026

Close

17.74

Open

18.04

High

18.23

Low

17.46

SoFi Technologies Inc. provides various financial services. It operates through three segments: Lending Technology Platform and Financial Services. The company offers lending and financial services and products that allows its members to borrow save spend invest and protect money. It also offers personal loans student loans home loans and related services. The company also operates Galileo a technology platform that offers services to financial and non-financial institutions and brokerage services as well as Technisys a cloud-native digital and core banking platform with financial services customers. In addition it offers checking and savings accounts; debit cards; and cash management products. Further the company provides SoFi Invest a mobile investment platform that provide its members access to trading and advisory solutions such as active investing robo-advisory and digital assets accounts. The company was founded in 2011 and is headquartered in San Francisco California.

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SOFI | US

Risk
49.5
Sharpe
0.51
Luna's Score
52/100
Recommendation
Hold

Luna says (SOFI | US)

What's Working

Largecap (10B - 200B USD)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Revenue Growth (> 10%)

What's not Working

Weakness based on declining price with high volume

High Short-term Volatility

High Market Beta (> 0.8)

High Short percentage (> 15%)

Weak Operating Margin (< 10%)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

10 days

56.0%

1 month

49.5%

3 months

53.2%

6 months

52.4%

Returns

Fundamental Ratios

PE

-

Fwd. PE

41.15

Price to book

1.78

Debt to equity

0.54

Debt to assets

0.10

Ent. to EBITDA

-

Ent. to rev.

5.91

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

18.91B

MarketCap(USD)

18.91B

Div. yield

-

Op. margin

2.72

Erngs. growth

-

Rev. growth

20.90

Ret. on equity

-1.97

Short ratio

4.38

Short perc.

17.91

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bearish (SMA6M < SMA12M)

SMAs: Stock Price Trends

Range10D

3.88

Range1M

3.88

Range3M

5.21

Volumes: Market Activity

Rel. volume

1.08

Price X volume

1.30B

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Unum GroupUNMInsurance-Life84.1715.64B0.89%9.3433.16%
Great Lakes ReitGLInsurance-Life151.0513.57B-0.70%9.9243.71%
FirstCash IncFCFSCredit Services209.259.49B-2.11%21.84100.94%
ORIX CorporationIXCredit Services38.818.87B0.00%10.270.00%
Primerica IncPRIInsurance-Life260.028.80B-2.46%22.3494.54%
JACKSON FINANCIAL INC CLASS AJXNInsurance-Life106.478.01B1.80%3.5520.17%
Credit Acceptance CorporationCACCCredit Services541.946.56B-3.51%33.78382.44%
OneMain Holdings IncOMFCredit Services54.526.53B-0.44%9.80655.60%
Lincoln National CorporationLNCInsurance-Life34.95.94B0.78%3.5277.57%
CNO Financial Group IncCNOInsurance-Life46.854.96B1.91%9.37186.20%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Avery Dennison CorporationAVYBuilding Products & Equipment157.0412.64B1.00%27.93140.74%
Dolby Laboratories IncDLBMedia - Diversified55.615.30B-0.82%34.320.00%
FBINFBINBuilding Products & Equipment39.214.87B0.33%25.57130.24%
Thor Industries IncTHORecreational Vehicles77.544.10B-0.27%23.4427.88%
Polaris Industries IncPIIRecreational Vehicles68.253.80B0.74%14.48170.51%
Cinemark Holdings IncCNKMedia - Diversified30.63.74B-1.39%27.93934.91%
Harley-Davidson IncHOGRecreational Vehicles24.633.24B1.15%7.33218.58%
Pitney Bowes IncPBIBuilding Products & Equipment16.723.00B-1.18%n/a-571.93%
VeriFone Systems IncPAYBuilding Products & Equipment22.352.78B-7.87%102.462.10%
LCI IndustriesLCIIRecreational Vehicles106.822.72B0.03%25.8277.66%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue5.91-Cheaper
PE Ratio-18.44-
Price to Book1.783.87Cheaper
Dividend Yield---
Std. Deviation (3M)53.21-Par
Debt to Equity0.546.69Cheaper
Debt to Assets0.100.42Cheaper
Market Cap18.91B-Emerging
  • 1

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