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Citizens Community Bancorp Inc
CZWI | US
19.07
USD0.36
1.92%
CZWI | US
About Citizens Community Bancorp Inc
Sector
Financial Services
Industry
Banks - Regional - US
Earnings date
30/06/2024
As of date
20/03/2026
Close
19.07
Open
18.71
High
19.12
Low
18.58
Citizens Community Bancorp Inc. operates as a bank holding company for Citizens Community Federal N.A. that provides various traditional community banking services to businesses agricultural operators and consumers. The company accepts various deposit products including demand deposits savings and money market accounts and certificates of deposit. It also offers various loan products comprising commercial real estate commercial and industrial agricultural real estate agricultural operating and consumer loans; and one-to-four family residential mortgages and home equity lines-of-credit. In addition the company provides a portfolio of investments such as mortgage-backed corporate asset-backed U.S. Government sponsored agency corporate debt and trust preferred securities. The company was founded in 1938 and is based in Eau Claire Wisconsin.
View LessCZWI | US
Risk
25.9
Sharpe
1.03
Luna's Score
70/100
Recommendation
Buy
Luna says (CZWI | US)
What's Working
Positive Momentum
Strength based on increasing price with high volume
Low 6-Month Volatility (<30%)
High Current Volume and Positive 1-Day Return
Good Dividend Yield (2% <= Dividend Yield <= 8%)
Low Debt to Asset (< 0.2)
Value Stock (Price to Book < 3)
Strong Operating Margin (> 25%)
What's not Working
Microcap (<300M USD)
High Market Beta (> 0.8)
Volatility Signals
Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.
Risk Meter
10 days
20.1%1 month
25.9%3 months
25.2%6 months
22.6%Returns
Fundamental Ratios
PE
10.60
Fwd. PE
11.01
Price to book
0.83
Debt to equity
0.54
Debt to assets
0.05
Ent. to EBITDA
-
Ent. to rev.
4.16
PEG
-
Other Fundamentals
EBITDA
-
MarketCap
196.37M
MarketCap(USD)
196.37M
Div. yield
2.25
Op. margin
33.77
Erngs. growth
14.40
Rev. growth
4.80
Ret. on equity
8.17
Short ratio
5.31
Short perc.
0.42
Market Sentiment (SMA and Price signals)
Short-term: Bullish (SMA10D > SMA1M)
Intermediate-term: Bullish (SMA1M > SMA3M)
Long-term: Bullish (SMA6M > SMA12M)
SMAs: Stock Price Trends
Range10D
1.82
Range1M
1.85
Range3M
1.85
Volumes: Market Activity
Rel. volume
2.44
Price X volume
2.76M
Peers
Diversifiers
Industry Comparison
| Parameter | Company | Industry | Indicator |
|---|---|---|---|
| Enterprise to EBITDA | - | - | - |
| Ent. to Revenue | 4.16 | - | Cheaper |
| PE Ratio | 10.60 | 18.44 | Cheaper |
| Price to Book | 0.83 | 3,795.44 | Cheaper |
| Dividend Yield | 2.25 | - | Poor |
| Std. Deviation (3M) | 25.16 | - | Lower Risk |
| Debt to Equity | 0.54 | 0.66 | Par |
| Debt to Assets | 0.05 | 0.08 | Cheaper |
| Market Cap | 196.37M | - | Emerging |
