Ohio Valley Banc Corp

Ohio Valley Banc Corp. operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and consumer banking products and services. The company operates in two segments Banking and Consumer Finance. It accepts various deposit products including checking savings time and money market accounts as well as individual retirement accounts demand deposits NOW accounts and certificates of deposit. The company also provides various residential real estate loans including one-to four-family residential mortgages; commercial loans for securing equipment inventory stock commercial real estate and rental property; and consumer loans secured by automobiles mobile homes recreational vehicles and other personal property as well as personal loans unsecured credit card receivables floor plan and student loans and construction loans. In addition it offers safe deposit box wire transfer credit card and Internet banking services; and financial management online services such as cash management and news updates related to repossession auctions current rates and general bank news. Further the company provides automatic teller machine services consumer finance seasonal tax preparation services and commercial property and various liability insurance services as well as trust and online-only consumer direct mortgage services. It operates offices in Ohio and West Virginia; and finance offices in Ohio. The company owns and operates ATMs including off-site ATMs. Ohio Valley Banc Corp. was founded in 1872 and is headquartered in Gallipolis Ohio.