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OP Bancorp

OPBK | US

12.47

USD

-0.15

-1.19%

OPBK | US

About OP Bancorp

Sector

Financial Services

Industry

Banks - Regional - US

Earnings date

30/06/2024

As of date

20/03/2026

Close

12.47

Open

12.62

High

12.68

Low

12.41

OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services in California. It offers demand checking savings money market and time deposit accounts as well as certificates of deposit. The company also provides commercial real estate small business administration commercial and industrial business single-family residential term consumer and home mortgage loans; trade financing products; and letters of credit and SWIFT and export advice. In addition it offers debit and credit card online transfer and bill payment electronic delivery of customer statements and mobile banking solutions for iPhone and Android phones including remote check deposit with mobile bill pay; direct deposits cashier's checks person to person payments wire transfers and automated clearing house (ACH) services; and cash management services including balance reporting transfers between accounts wire transfer initiation ACH origination and stop payment services as well as remote deposit capture positive pay zero balance accounts and sweep accounts. The company operates full branch offices in Downtown Los Angeles Los Angeles Fashion District Los Angeles Koreatown Gardena Buena Park and Santa Clara in California; and Carrollton Texas. It also has loan production offices in Atlanta Georgia; Aurora Colorado; and Lynnwood and Seattle in Washington. The company was founded in 2005 and is headquartered in Los Angeles California.

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OPBK | US

Risk
29.3
Sharpe
-0.08
Luna's Score
46/100
Recommendation
Hold

Luna says (OPBK | US)

What's Working

Low 6-Month Volatility (<30%)

Good Dividend Yield (2% <= Dividend Yield <= 8%)

Low Market Beta (-0.4 to 0.8)

Low Debt to Asset (< 0.2)

Value Stock (Price to Book < 3)

Strong Operating Margin (> 25%)

What's not Working

Negative Momentum (Declining Price)

Weakness based on declining price with high volume

Price Below SMA10D

High Current Volume and Negative 1-Day Return

Microcap (<300M USD)

Declining Revenue (< 0%)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.

Risk Meter

10 days

20.7%

1 month

29.3%

3 months

30.3%

6 months

27.9%

Returns

Fundamental Ratios

PE

9.61

Fwd. PE

-

Price to book

1.00

Debt to equity

0.63

Debt to assets

0.05

Ent. to EBITDA

-

Ent. to rev.

4.00

PEG

-

Other Fundamentals

EBITDA

-

MarketCap

184.70M

MarketCap(USD)

184.70M

Div. yield

3.64

Op. margin

42.96

Erngs. growth

-8.00

Rev. growth

-5.30

Ret. on equity

11.04

Short ratio

0.78

Short perc.

0.10

Market Sentiment (SMA and Price signals)

Short-term: Bearish (SMA10D < SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

0.83

Range1M

1.82

Range3M

2.86

Volumes: Market Activity

Rel. volume

3.54

Price X volume

1.69M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Peoples Bancorp of North Carolina IncPEBKBanks - Regional - US37.17196.68M-2.08%8.4931.19%
Citizens Community Bancorp IncCZWIBanks - Regional - US19.07196.37M1.92%10.6053.65%
Ohio Valley Banc CorpOVBCBanks - Regional - US40.63191.41M-1.17%9.9835.45%
United Security BancsharesUBFOBanks - Regional - US10.06174.27M-1.18%8.4661.15%
Central Federal CorporationCFBKBanks - Regional - US27.24174.01M-1.70%12.0298.43%
CB Financial Services IncCBFVBanks - Regional - US33.56172.56M-0.15%6.5526.44%
South Atlantic Bancshares IncSABKBanks - Regional - US22.75172.26M12.510.00%
Rhinebeck Bancorp IncRBKBBanks - Regional - US15.49171.75M2.31%23.8278.26%
First Internet BancorpINBKBanks - Regional - US19.66170.41M0.77%17.75182.82%
First Capital IncFCAPSavings & Cooperative Banks48.93164.01M1.37%9.8631.20%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
CPI Card Group IncPMTSBuilding Products & Equipment13.18147.06M-5.59%15.61-621.78%
Cosmos Group Holdings IncCOSGMedia - Diversified0.051116.94M-17.87%n/a-91.95%
Kewaunee Scientific CorporationKEQUBuilding Products & Equipment34.197.93M-0.15%5.1619.82%
Virco Mfg. CorporationVIRCBuilding Products & Equipment5.9196.27M0.08%9.0939.79%
Reading International IncRDIBMedia - Diversified862.76M-25.23%n/a4054.78%
ILAGILAGBuilding Products & Equipment2.3542.44M8.90%n/a5.48%
Reading International IncRDIMedia - Diversified1.1733.03M1.74%n/a4054.78%
Antelope Enterprise Holdings LimitedAEHLBuilding Products & Equipment1.5823.09M-4.82%0.0316.03%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA---
Ent. to Revenue4.00-Cheaper
PE Ratio9.6118.44Cheaper
Price to Book1.003,795.44Cheaper
Dividend Yield3.64-Par
Std. Deviation (3M)30.30-Par
Debt to Equity0.630.66Par
Debt to Assets0.050.08Cheaper
Market Cap184.70M-Emerging
  • 1

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