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Enova International Inc
ENVA | US
134.11
USD-1.30
-0.96%
ENVA | US
About Enova International Inc
Sector
Financial Services
Industry
Credit Services
Earnings date
30/06/2024
As of date
13/03/2026
Close
134.11
Open
136.31
High
137.32
Low
133.41
Enova International Inc. operates as a financial services company with online lending that serves small businesses and consumers who are underserved by traditional banks. The company offers installment loans; line of credit accounts; CSO programs including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It markets its financing products under the CashNetUSA NetCredit OnDeck Headway Capital Simplic and Pangea names. The company through its analytics and machine learning algorithms serves approximately 8 million customers. Enova International Inc. was incorporated in 2011 and is headquartered in Chicago Illinois.
View LessENVA | US
Risk
43.6
Sharpe
1.03
Luna's Score
43/100
Recommendation
Sell
Luna says (ENVA | US)
What's Working
Value Stock (Price to Book < 3)
Strong Revenue Growth (> 10%)
What's not Working
Negative Momentum (Declining Price)
Price Below SMA10D
High Short-term Volatility
Midcap (2B - 10B USD)
High Market Beta (> 0.8)
High Debt to Equity (> 0.75)
High Debt to Asset (> 0.45)
Volatility Signals
Bullish: Stable Volatility (6-month <= 1-month volatility) is positive for the stock performance.
Risk Meter
10 days
40.3%1 month
43.6%3 months
38.6%6 months
42.1%Returns
Fundamental Ratios
PE
14.47
Fwd. PE
8.70
Price to book
2.02
Debt to equity
2.81
Debt to assets
0.67
Ent. to EBITDA
20.02
Ent. to rev.
2.31
PEG
-
Other Fundamentals
EBITDA
-
MarketCap
3.54B
MarketCap(USD)
3.54B
Div. yield
-
Op. margin
24.76
Erngs. growth
28.70
Rev. growth
17.90
Ret. on equity
14.89
Short ratio
9.44
Short perc.
9.56
Market Sentiment (SMA and Price signals)
Short-term: Bearish (SMA10D < SMA1M)
Intermediate-term: Bearish (SMA1M < SMA3M)
Long-term: Bullish (SMA6M > SMA12M)
SMAs: Stock Price Trends
Range10D
13.41
Range1M
25.93
Range3M
43.63
Volumes: Market Activity
Rel. volume
0.78
Price X volume
28.33M
Peers
Diversifiers
Industry Comparison
| Parameter | Company | Industry | Indicator |
|---|---|---|---|
| Enterprise to EBITDA | 20.02 | - | Expensive |
| Ent. to Revenue | 2.31 | - | Cheaper |
| PE Ratio | 14.47 | 18.44 | Cheaper |
| Price to Book | 2.02 | 3.87 | Cheaper |
| Dividend Yield | - | - | - |
| Std. Deviation (3M) | 38.62 | - | Par |
| Debt to Equity | 2.81 | 6.69 | Cheaper |
| Debt to Assets | 0.67 | 0.42 | Expensive |
| Market Cap | 3.54B | - | Emerging |
