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The Western Union Company

WU | US

8.90

USD

-0.43

-4.61%

WU | US

About The Western Union Company

Sector

Financial Services

Industry

Credit Services

Earnings date

30/06/2024

As of date

24/04/2026

Close

8.90

Open

8.36

High

9.06

Low

7.95

The Western Union Company provides money movement and payment services worldwide. The company operates in two segments Consumer-to-Consumer and Business Solutions. The Consumer-to-Consumer segment facilitates money transfers for international cross-border and intra-country transfers primarily through a network of retail agent locations as well as through websites and mobile devices. The Business Solutions segment provides payment and foreign exchange solutions primarily cross-border and cross-currency transactions for small and medium size enterprises other organizations and individuals; and foreign currency forward and option contracts. It also offers bill payment services that facilitates payments from consumers to businesses and other organizations as well as offers money order and other services. The company was founded in 1851 and is headquartered in Denver Colorado.

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WU | US

Risk
28.9
Sharpe
-0.24
Luna's Score
25/100
Recommendation
Sell

Luna says (WU | US)

What's Working

Good Dividend Yield (2% <= Dividend Yield <= 8%)

What's not Working

Negative Momentum (Declining Price)

Weakness based on declining price with high volume

Price Below SMA10D

High Short-term Volatility

High Current Volume and Negative 1-Day Return

Midcap (2B - 10B USD)

High Market Beta (> 0.8)

High Debt to Equity (> 0.75)

Rich in Valuation (Price to Book > 8)

Declining Revenue (< 0%)

Weak Sharpe Ratio (< 0.3)

Volatility Signals

Bearish: Increased Volatility (6-month > 1-month volatility)

Risk Meter

10 days

31.1%

1 month

28.9%

3 months

28.0%

6 months

32.9%

Returns

Fundamental Ratios

PE

7.27

Fwd. PE

6.59

Price to book

9.14

Debt to equity

5.98

Debt to assets

0.33

Ent. to EBITDA

3.85

Ent. to rev.

0.88

PEG

2.42

Other Fundamentals

EBITDA

974.30M

MarketCap

3.01B

MarketCap(USD)

3.01B

Div. yield

7.88

Op. margin

18.76

Erngs. growth

-12.70

Rev. growth

-8.90

Ret. on equity

109.00

Short ratio

5.53

Short perc.

7.99

Market Sentiment (SMA and Price signals)

Short-term: Bullish (SMA10D > SMA1M)

Intermediate-term: Bearish (SMA1M < SMA3M)

Long-term: Bullish (SMA6M > SMA12M)

SMAs: Stock Price Trends

Range10D

1.69

Range1M

1.69

Range3M

2.40

Volumes: Market Activity

Rel. volume

6.01

Price X volume

421.51M

Peers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
Upstart Holdings Inc.UPSTCredit Services33.493.00B2.04%n/a180.80%
Provident Financial Services IncPFSCredit Services22.362.92B-1.71%20.12109.02%
Brighthouse Financial IncBHFAPInsurance-Life16.282.70B0.62%1.9876.19%
360 Finance IncQFINCredit Services13.012.03B2.04%7.910.00%
LendingClub CorporationLCCredit Services17.471.95B0.87%33.372.93%
Federal Agricultural Mortgage CorporationAGMCredit Services173.261.83B-0.08%11.481768.36%
EZCORP IncEZPWCredit Services31.861.74B0.41%9.6776.01%
Lufax Holding LtdLUCredit Services1.921.67B3.23%n/a58.30%
Common StockFINVCredit Services4.811.25B1.91%5.350.00%
Atlanticus Holdings CorporationATLCCredit Services78.931.16B3.56%8.88442.84%
  • 1

Diversifiers

Name
Ticker
Industry
Close
Marketcap
Day Return
PE Ratio
Debt to Equity
 
 
 
 
 
 
 
 
LCI IndustriesLCIIRecreational Vehicles120.013.06B-0.45%25.8277.66%
Harley-Davidson IncHOGRecreational Vehicles23.113.04B-1.15%7.33218.58%
Pitney Bowes IncPBIBuilding Products & Equipment15.582.80B1.37%n/a-571.93%
IMAX CorporationIMAXMedia - Diversified36.451.92B-0.44%54.26110.44%
HNI CorporationHNIBuilding Products & Equipment37.71.78B1.32%22.1276.47%
ARLO TECHNOLOGIES INCARLOBuilding Products & Equipment14.61.46B3.03%n/a19.46%
Lincoln Educational Services CorporationLINCBuilding Products & Equipment39.111.23B-1.21%51.6088.92%
Winnebago Industries IncWGORecreational Vehicles32.87951.75M0.70%22.5356.33%
Janus International Group Inc.JBIBuilding Products & Equipment5.44790.55M1.30%11.62116.21%
Fox Factory Holding CorpFOXFRecreational Vehicles17.7737.79M2.31%42.0564.69%
  • 1

Industry Comparison

ParameterCompanyIndustryIndicator
Enterprise to EBITDA3.85-Cheaper
Ent. to Revenue0.88-Cheaper
PE Ratio7.2718.44Cheaper
Price to Book9.143.87Expensive
Dividend Yield7.88-Leader
Std. Deviation (3M)27.97-Lower Risk
Debt to Equity5.986.69Par
Debt to Assets0.330.42Cheaper
Market Cap3.01B-Emerging
  • 1

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