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Provident Financial Services Inc
PFS | US
22.36
USD-0.39
-1.71%
PFS | US
About Provident Financial Services Inc
Sector
Financial Services
Industry
Credit Services
Earnings date
30/06/2024
As of date
24/04/2026
Close
22.36
Open
22.72
High
22.77
Low
22.29
Provident Financial Services Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals families and businesses in the United States. Its deposit products include savings checking interest-bearing checking money market deposit and certificate of deposit accounts as well as IRA products. The company's loan portfolio comprises commercial real estate loans that are secured by properties such as multi-family apartment buildings office buildings and retail and industrial properties; commercial business loans; fixed-rate and adjustable-rate mortgage loans collateralized by one- to four-family residential real estate properties; commercial construction loans; and consumer loans consisting of home equity loans home equity lines of credit marine loans personal loans and unsecured lines of credit and auto and recreational vehicle loans. It also offers cash management remote deposit capture payroll origination escrow account management and online and mobile banking services; and business credit cards. In addition the company provides wealth management services comprising investment management trust and estate administration financial planning tax compliance and planning and private banking. Further it sells insurance and investment products including annuities; operates as a real estate investment trust for acquiring mortgage loans and other real estate related assets; and manages and sells real estate properties acquired through foreclosure. The company was founded in 1839 and is headquartered in Jersey City New Jersey.
View LessPFS | US
Risk
20.3
Sharpe
1.41
Luna's Score
55/100
Recommendation
Hold
Luna says (PFS | US)
What's Working
Low 6-Month Volatility (<30%)
Good Dividend Yield (2% <= Dividend Yield <= 8%)
Low Debt to Asset (< 0.2)
Value Stock (Price to Book < 3)
Strong Sharpe Ratio (> 1.2)
What's not Working
Price Below SMA10D
Midcap (2B - 10B USD)
High Market Beta (> 0.8)
High Debt to Equity (> 0.75)
Weak Operating Margin (< 10%)
Declining Revenue (< 0%)
Volatility Signals
Bearish: Increased Volatility (6-month > 1-month volatility)
Risk Meter
10 days
23.1%1 month
20.3%3 months
26.9%6 months
26.5%Returns
Fundamental Ratios
PE
20.12
Fwd. PE
9.13
Price to book
1.02
Debt to equity
1.09
Debt to assets
0.12
Ent. to EBITDA
-
Ent. to rev.
9.15
PEG
1.84
Other Fundamentals
EBITDA
-
MarketCap
2.92B
MarketCap(USD)
2.92B
Div. yield
4.82
Op. margin
7.63
Erngs. growth
-21.10
Rev. growth
-13.50
Ret. on equity
3.64
Short ratio
4.55
Short perc.
3.24
Market Sentiment (SMA and Price signals)
Short-term: Bullish (SMA10D > SMA1M)
Intermediate-term: Bullish (SMA1M > SMA3M)
Long-term: Bullish (SMA6M > SMA12M)
SMAs: Stock Price Trends
Range10D
1.32
Range1M
2.55
Range3M
4.09
Volumes: Market Activity
Rel. volume
0.88
Price X volume
17.41M
Peers
Diversifiers
Industry Comparison
| Parameter | Company | Industry | Indicator |
|---|---|---|---|
| Enterprise to EBITDA | - | - | - |
| Ent. to Revenue | 9.15 | - | Par |
| PE Ratio | 20.12 | 18.44 | Par |
| Price to Book | 1.02 | 3.87 | Cheaper |
| Dividend Yield | 4.82 | - | Par |
| Std. Deviation (3M) | 26.93 | - | Lower Risk |
| Debt to Equity | 1.09 | 6.69 | Cheaper |
| Debt to Assets | 0.12 | 0.42 | Cheaper |
| Market Cap | 2.92B | - | Emerging |
